My check was deposited twice!!!! Whos fault?

Question

So I check my bank account online to see how much my check was for & somehow it was deposited twice!

After each transaction there is a number, except for the checks that I write. For example when the last electronic payment came out for my cell the # after was 302103. Well, both depostis for the paycheck have the same # after them...302108. How is that?

Whos error was it? Do you think they will catch it? Should I hurry up & spend it?

Ive never heard of this happening....

Answer 1

My wife worked in payroll and they sometimes made erroneous deposits for employees with direct deposit. In those cases the bank would allow them to make an electronic withdrawal without the consent of the employee. There were some employees that were quite upset about this but it is all legal.

Answer 2

There is an area of law that derives from English common law, the basis of many of our laws. It is called "Scribner's error". It simply means that the error of a scribe does not bind the master. Furthermore, one seemingly benefiting from such an error is not entitled to that benefit. It applies here. It is not your money. Don't spend it and do the right thing and notify the bank about it. That way you'll get some karma points.

Apply this error in reverse. Suppose you are paying a bill for $100. You write out the check but somehow add an extra zero. You look at the number and write in "one thousand dollars" and then send it. You catch the error on your next bank statement.
Is the receiver entitled to keep your $900? If you answered "yes" then go ahead and spend the extra money in your checking account. But, when the bank catches it they will demand that the money be instantly returned and it you don't do it they will come after you.

Oh, my guess is that this is a direct deposit paycheck. So, your employer will no doubt find about about it if you spend it. So, if you screw the pooch on this one you'll not only have the bank after you, you'll likely get fired for dishonesty.

Answer 3

It's no one's fault, but you still don't get to keep the money. If you spend it, you'll have to pay it back. Since you know the error has been committed, you are now the responsible party if you do not report it. Sorry, that's the breaks. If you spend it, not only will you have to pay it back you could be criminally liable.

Answer 4

Their fault and you will be expected to pay it back if you spend it..... =) Don't you love life hahahhaa!!! They won't believe you if you say you didn't notice or realize, come on its DOUBLE THE PAY!!! Your better off not touching it unfortunately your only going to be in debt or lose out and have to pay.....and I would recommend notifying your bank!!! Funny how the world turns........don't get too tempted ;)

Answer 5

you need to let the bank know because if you spend it and they catch it you will end up with bounced check charges. Always do the honest thing and you will be fine.

Answer 6

It's the bank's error, but you need to bring it to the bank's attention immediately, and not spend the money, because they will insist on it back, whether it was their mistake or yours.

Answer 7

They will catch it and debit your account the amount of the erroneous deposit. Don't spend it.

Answer 8

spend it and enjoy life, u'll not regret it. It's now your money. If u open your fridge one day and find a can of beer, u have every right to open it, it's your fridge and whoever put it there should have told u first. U get my point don't u?

Answer 9

I been done tht wayan left me with no money in my bank . its just not right to take back from someones account it wasn't their fault

Answer 10

Don't say anything. but don't spend it. In a couple of months, if they still haven't noticed it and asked for it back, then spend it!