What insurance companies will pay for birth control? I'm on it because my periods are out of wack and I also want to prevent pregnancy before I become sexually active. I can't drive, don't have a job, and will be takin' off my medical I have now. It only pays for the doctor visits. So, my gyno had to give me a sample of loestrin lo. I use to medical through welfare (though I'm not proud). I'm 19 and still live at home. Please help! I only have 30 days to get a new insurance!
2006-12-06 07:50:39 · 17 answers · asked by Anonymous in Pregnancy & Parenting ➔ Pregnancy
If you don't have a job, you can go to a community clinic and be set on a sliding scale of payment; you may live at home, but if your parents aren't claiming you as an educational dependent, then you are still a financially independent entity, and therefore qualify for the benefits. Also, Planned Parenthood is an excellent resource.
I used to be on state benefits as well, until I was in a position where I had insurance and didn't need it any more. It's all right to use them if you're trying to get a leg up again, because your tax money from your job goes right back there when you're financially stable again (think of it as a temporary loan).
Your choice not to bring a child into a situation which you feel isn't acceptable not only by abstaining but also using birth control is admirable. You'll surely get another job soon; it sounds like you're a thoughtful worker who is organized (though right now in a frustrating situation).
As for insurance companies paying for birth control, I think all of them do, if they are prescribed by a physician. Because of your irregular periods, your doctor has a legitimate medical reason outside of pregnancy prevention to put you on birth control.
2006-12-06 08:01:05 · answer #1 · answered by Jess B 3 · 1⤊ 0⤋
I'm not sure that any insurance companies pay for birth control 100%. I help negotiate insurance rates for my company and I have never come across an insurance company that pays for it 100% because it is a prescription and there is almost always a co-pay involved. If you are on loestrin, see if there is a generic substitute for it. If so, then your co-pay through insurance could be as low as $5.00/month.
Also, check with planned parenthood. Someone else here said you get the birth control free. I always got my BC pills there (they were so much cheaper than through my insurance) but I never ever got them for free - exam or no exam. So I don't know about that. But I do know Loestrin is $20.00/month through planned parenthood but if you are on welfare, I believe there is a special program available to get the cost down.
Good luck!
2006-12-06 16:02:14 · answer #2 · answered by PT&L 4 · 0⤊ 0⤋
Have you tried going to Planned Parenthood? They are anonymous and the run generally on a slidding fee scale. When I was 18 I got my pills through them for $5 a pack. I would try looking into a Planned parenthood and see if they can help.
2006-12-06 16:00:19 · answer #3 · answered by sle69 1 · 0⤊ 0⤋
what's the question? why 30 days if you get medical covarge from the state it should not end in 30 days? call your doctor let them know you might need another sample pack or call planned parent hood ANY local health clinic see if they will give you more samples it's really not that big of a deal.
2006-12-06 15:55:18 · answer #4 · answered by ally'smom 5 · 0⤊ 0⤋
Try Planned Parenthood
2006-12-06 15:52:55 · answer #5 · answered by discmiss1 3 · 2⤊ 0⤋
I would stick with medicaid. You don't need a referral to see you gynecologist, and the birth control is paid for. If you can't afford health insurance, there is nothing to be ashamed of in asking the gov't for help.
2006-12-06 15:55:36 · answer #6 · answered by Miami Lilly 7 · 0⤊ 1⤋
You should just go to planned parenthood, you will have to let them do an exam, but then you get free birth control.
2006-12-06 16:00:40 · answer #7 · answered by luvmylamby 2 · 0⤊ 0⤋
Just go to planned parenthood, you will have to let them do an exam, but then you get free birth control.
2006-12-06 15:53:29 · answer #8 · answered by Soon2BMommy 3 · 2⤊ 0⤋
Go to a free clinic for low income. I do it is free that is where I get my birth controll if you dont want to get pregnet who cares where you go if you cant afford it.. I get the DEPO that last for 3 months.
2006-12-06 15:54:51 · answer #9 · answered by Emily 2 · 1⤊ 0⤋
planned parenthood will give you free birth control... you have 2 sign a waiver and just say you dont work or anything.. good luck!
2006-12-06 15:54:01 · answer #10 · answered by Jessica R 1 · 1⤊ 0⤋