anyone know what kind of car will suit me best? im 24yrs old,female,just passed my theory test,first time,?

Question

need hints on cheaper car insurance 2..

Answer 1

A Corsa.

Answer 2

Are you in the UK?

If so, depending upon your budget go for an engine size under 1500cc. I recommend a 1100-1300cc for insurance reasons.

The Vauxhall Corsa is a popular first car with low maintenance cost and good reliability. Try and get a basic model with no boy racer attachments as these will affect your insurance.

The Peugeot 106 is also a popular starter with the ladies with better looks than the Corsa and equally cheap running cost. The Citroen Saxo is the same car with a different badge.

If you want really cheap insurance and are not too bothered about the little luxuries there is the Fiat Seciento. With a 900cc engine it comes into group 1 insurance which is the lowest group. You could opt for a Sporting model with 1100cc injection engine which is an award winning engine still being used in the new Panda's and is still only group 2.

Whatever car you choose make sure it has an alarm and immobiliser. If not, fit the best you can afford. Any with a Thatcham approval will reduce your insurance dramatically.

Also if you have access to a garage for overnight parking use it as this will also reduce your premium. If not, parking on a drive will help but on the street will increase your insurance.

Try and work out how many miles you will drive a year. The lower the miles the less chance of an accident in the insurance eyes and let them know you will be doing less than 7000miles for example.

I hope this helps. Good luck and safe motoring.

Hey! Why the thumbs down? I'm trying to help!

Answer 3

Depending on your style and comfort check out the cars you like make a list check with some mechanics as to which ones they see the most often and what kind of repair they do on them. I was looking at a Ford Focus a while back and my dad checked with the mechanics we trust and they said they mostly see Ford Focuses coming in for tire wear. We didn't get the Ford Focus because the payment was just the same amount as the insurance payment. That is another reason it is good to make a list because if you tell you're insurance agent I'm looking at these cars they can tell you how much your insurance will be. Also when you're making your list right down what you liked and disliked about the car. Did it sit too low to the ground to where you couldn't get out without struggling? Was the seat comfortable to drive in or would longer trips in the car make you feel cramped? Also check to see what the kelley blue book price is, if the dealer is making you pay more than what the car is worth tell him you're taking your money elsewhere. Good Luck.
http://www.kbb.com/

Answer 4

Your best off waiting till you've passed your practical test before you think about getting a car as the actual driving is another world to the theory test which may take you years to pass if at all. The practical test is to test your driving skills and the theory tests your knowledge of the rules of the road etc. You could end up buying a car and paying insurance, tax, mot etc for a car which you cannot drive until you pass your practical test, keeping a car on the road isn't cheap.

Answer 5

Smaller the car the cheaper the insurance. As to type of car,you say you passed theory first time so I take it you haven't passed your driving test yet. I passed my theory first time but never got round to actually taking a driving test.

A car type is down to a persons preference and size etc. I'm fairly tall so something like a mini would not be practical for me. Most people say that a smaller car suits a new driver to start with then gradually increase the size and engie size as you get my experience and confidence.

Answer 6

I would recommend a Toyota Yaris. **Extremely** economical to run, nippy, very safe, well-built, reliable, cheap to insure.

They cost a little more than less good cars of similar size, but the difference is well worth it in economy/reliability.

If you're buying new, look out for 'one year free insurance' offers: these are usually open to all drivers over 21 and can save you loads of money if it's your first year of driving.

Go to several garages and compare like for like to get the best price. When you've made up your mind what you want, offer 500 quid less than the asking price if you buy today. Always get some sort of discount - but consider the value of the offer first ('one year free servicing' sounds good but will only save you 50 quid or so).

And don't buy one that's a silly colour as you'll have trouble reselling it :-)

Answer 7

get your driving licence before you get the car

at 24 year in the UK the insurance is gonna be high until your 35 and over as I've found out at high expense

but what ever you look at the cheapest is a car with a 1.4 engine
they don't go fast so the insurance is low

look at fiat or pergoe they have small engine cars the 106 is a good start

Answer 8

Look at the Ford Ka, which is cheap and available for most budgets. Cheap parts, cheap insurance, quite reliable, good styling that's stood the test of time, and it drives a bit like a go-kart. A bit cramped in the rear if you're carrying passengers much.

If you want a bit more space, how about a Toyota Yaris? I swear by this one, having passed my test in one. Relaibility guarenteed, lots of room, being fairly tall, and they're nice enough to drive too.

As for insurance, try the likes of Admiral. Oh, and Diamond...

Answer 9

I bought a 2005 Hyundai Elantra almost two years ago at 18yrs old.

It's cheap, especially if you get the car and insurance through your parents and make the payments yourself.

There's an unbeatable warranty.

it's not the most fashionable car, but you can drive the piss out of it with confidence, it'll last a LONG time.

Answer 10

ok heres a few -

Vauxhall Corsahttp://www.vauxhall.co.uk/vx/carsandvans/brandcarhub.do?method=loadBrandHubCarPage&vehicleType=C&scope=S&brandName=newcorsa

Honda Civic
http://www.honda.co.uk/car/

Toyota Yaris
http://www.toyota.co.uk/cgi-bin/toyota/bv/generic_editorial.jsp?BV_SessionID=@@@@1637554293.1165423495@@@@&BV_EngineID=cccgaddjigkhdfhcfngcfkmdfkidfgf.0&navRoot=toyota_1024_root&portal=null&nodiv=TRUE&edname=YA3_exp&id=MSR_YARIS2&catname=%2ftoyota_root%2fTopNav%2fNew+Cars&zone=Zone+YARIS&menuid=69983&sr=Mall

Renault Clio
http://www.renault.co.uk/Productpage_home.aspx?m=newClio&mi=1036

Peugeot 106/206/207
http://www.peugeot.co.uk/ppp/cgi-bin/ppkfcwebuk/ppplpindex.jsp

Volkswagen Polo
http://www.volkswagen.co.uk/new_cars/polo

Nissan Micra
http://www.nissan.co.uk/home/vehicles/passenger/K12/index.html

Ford KA/Fiesta/Focus
http://www.ford.co.uk/ie/all_cars/-/-/-/-/-/-

Fiat Punto
www.fiat.co.uk

Seat Ibiza
http://www.seat.co.uk/generator/su/uk/newIbiza/site/main.html

If your going to buy a brand new car....go round the dealers and test drive them all! That way you'll get a feal for the right one. Also play them off each other so they'll knock down the prices!

If your buying second hand, if possible take someone with you who knows about cars so they can check for things you'd probably miss. Dont let them push you into a deal until your completely satisfied, and again play the dealers off each other!

Insurance wise, as your wanting something cheap, get somewith with an engine size of a 1 litre - 1.4 litre, preferably a diesal (cheaper insurance and cheaper to run) if it hasnt got an alarm get one fitted, and a tracker.
If your like me and have expensive taste but not a very good salary, :-( get it insured on your partner/parents name first and then get yourself added as the second driver!

Answer 11

Keep the car small with a small engine size. peogoet 206 or similar. My driving instructer used to say to me "I'm teaching you to pass your test, not how to drive. You start learning to drive when you have passed your test".

Start small and move up when you get experience, that way you build up your no claims etc and when you want that big sports car you'll have plenty of experience and lower insurance costs