Or maybe the best thing is bankruptcy, I just dont think Im that far in dept. please give me some advice to help.
2006-12-06 01:58:44 · 4 answers · asked by Adam S 1 in Business & Finance ➔ Personal Finance
stop cc is incorrect. Credit counseling is VIEWED by almost all future lenders as a chapter 13 bankruptcy. They will trash your credit and then start paying and they do not work for free. Either get a loan or a home equity loan if you own a home or just file a bankruptcy. I see credit files all day long and I am telling you the truth of the matter. If you do file for bankruptcy protection, you will find that there is life after bankruptcy.
Good luck to you and yor family!
2006-12-06 02:18:48 · answer #1 · answered by golferwhoworks 7 · 0⤊ 0⤋
If you are considering bankruptcy to consolidate debts, then a loan is not the answer. You would want to consider more feasible options.
You may wish to speak with a credit counselor. They can frequently reduce your payments and interest through a consolidated payment program. Make sure that you find an agency that you know has a satisfactory rating with the Better Business Bureau.
2006-12-06 10:11:50 · answer #2 · answered by Anonymous · 0⤊ 1⤋
I just got a consolidation loan from Beneficial Finance Company.
I was very satisfied with their company. Don't do anything on line.
Look up the company in the phone book and talk to them in person.
Good Luck.
2006-12-06 10:09:45 · answer #3 · answered by Anonymous · 1⤊ 0⤋
try borrowing at prosper.com.
2006-12-06 12:31:24 · answer #4 · answered by Anonymous · 0⤊ 0⤋