Came into a size-able inheritance?

Question

What is the best way to invest and make it grow more?

Thank-You

This would be for retirement about a year down the road.

Answer 1

The answer I am going to give is a general answer, but applicable in most cases.

Keep a healthy case reserve at all times invested in CDs or t-bills, preferably t-bills. 10% to 45%. The amount should vary depending on the investment climate. If you have just finished a year with 15% to 20% gains move a portion to t-bills. If the market is in a two year bear market, pull out of your t-bills and invest in equities.

With the remainder, a broadly diversified holding of equities. Diversified across geographies and equities sectors. If you do not wish to make a full time task of it, select index funds and mutual funds to give you the diversity. You should be able to expect over a long period of time 10% to 14% annual return with that strategy.

Answer 2

Congratulations! Much of your decision to invest depends on your long and short term goals. Are you saving for retirement several years down the road, saving for a home purchase in the next few years, saving for children's education expenses? Before you can invest, you need to know why you're investing, what your time frame is, and what your risk tolerance is. Think about those things, then we'll talk about some investment strategies!

Answer 3

If you decide to invest in stocks, the first thing is to see what the best traders are buying and selling and why. Check out http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks with $100,000 in "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing ideas.

Here are this month's best traders:

http://www.top10traders.com/Top10Standings.aspx

Hope this helps.

Answer 4

Depends on your risk tolerance . if you are OK with some risk and can ride out downturns > stocks
If you need the returns on a steady basis > high yield CDs

Start going to the Yahoo finance page & read the columists and watch the market ALSO scroll down the left side to investing 101 link.

Answer 5

Get an investment counselor-they have the best advice. Whatever you do, try to get the best return on your investment and have your money work for you. Congratulations!!

Answer 6

Easy to put together solid portfolio. IAU - gold etf. ADX, PEO - great close-end funds. EAF-global etf No big risk & good potential. EWA Australia etf also solid going forward. Feel free to e-mail with further qs [e-mail]