How can you find out if you had an existing 401 k plan from a prior job so that u can roll it over n2 an IRA?

Question

i didnt pay attention to my paystubs. they took out many deductions, taxes, SS, healthcare, so i just went along with it.

Answer 1

If you had anything to roll over, you should be aware of it because you would have had money withheld from your paycheck and put into the plan. You would also be receiving quarterly statements. If your check stubs do not show withholding for the 401k plan, then you did not participate, even if the company had a program in place. In a 401k plan, employers may make contributions, but these are usually calculated as matching % of what you contributed, so if you contributed nothing you would not have received any match from your employer.

Answer 2

Did you sign up for a 401K when you worked there? The only way you'd have a retirement plan is if you enrolled. Most employers won't even allow you to be eligible to enroll until you've been employed there for a minimum of a year. Then you would have had to meet with someone to sign paperwork. Deductions can't just automatically be taken from your paycheck without your knowledge...unless they are court ordered..in some sort of garnishment. Even then, it's not without your knowledge, the courts would contact you of such order.

Answer 3

Check your old pay stubs. If it was taken out then there is one. If not then you may not have one. Call your old employer to make sure.