i filed a claim with the bank and they dropped the charges saying i took too long for filing the claim. and about suing the bank, i have the evidence and its soooooo odviece i didnt write and sign the checks
2006-12-04 10:12:32 · 7 answers · asked by juicyfruitishandsome 4 in Politics & Government ➔ Law & Ethics
Banks do not check signatures or handwriting unless fraud is suspected - there are simply too many checks and it would be too expensive. The whole system works on a trust basis. They only investigate if a customer points out something is wrong. That's why we all need to check our bank statements each month for any suspicious activity.
2006-12-04 10:16:17 · answer #1 · answered by Anonymous · 0⤊ 0⤋
The probleim is not that the bank honored checks that were improperly endorsed. The problem is that you took too long to file the claim.
If you read the fine print when you signed you name to the paperwork when you opened the account, you probably agreed to arbitration and to abide by the rules and regulations of the bank.
You can always appeal the banks decision.
2006-12-04 18:25:24 · answer #2 · answered by Jack C 5 · 0⤊ 0⤋
Just threatening a lawsuit gets people pretty far. If I were you, I would start by drafting a letter and sending it registered mail to:
- Your bank's corporate legal department
- The branch manager of the local branch with whom you dealt
- Your bank's corporate COO
- Your bank's corporate general counsel
Send copies of your evidence to them and an explanation as to WHY they need to pay. Cite your banking agreement in the letter. Include a deadline for them to pay up, and promise legal action if the payment isn't received by that deadline. That's what I would do.
If the amount in dispute is under $600, chances are the bank will just pay it to get you out of their hair.
2006-12-04 18:22:56 · answer #3 · answered by Turd Ferguson 2 · 0⤊ 0⤋
I don't understand you. You filed a claim and they "dropped the charges." What does that mean?
Did you lose money on this? If so, I suggest taking your business elsewhere. If not, then I don't know why you want to sue them.
Love jack
2006-12-04 18:22:34 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Try again. Get an attorney if the amounts are worth the cost of the lawyer after settlement. Otherwise, if you own a home, sheck with your homewowners insuarnec and see if you are covered under fraud and forgery.
2006-12-04 18:21:38 · answer #5 · answered by James C 2 · 0⤊ 0⤋
legally speaking, you wouldnt get far. you would cause the bank to lose money, and lose some yourself. lawyers charge a lot. and banks are one of the few "service buildings" that are allowed to have mistakes
2006-12-04 18:17:04 · answer #6 · answered by legendaryfrog 3 · 0⤊ 0⤋
If you are looking for an Affordable way to talk to an Attorney and get access to your Legal Rights, please contact me. I will provide more information on this. This is VERY affordable and will help you with your Legal Matter. Hope to be of service to you.
2006-12-04 18:19:16 · answer #7 · answered by Anonymous · 0⤊ 1⤋