2006-12-04 06:45:03 · 14 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
Seperate accounts. You also need a monthly budget, so that you can split expenses. IT's worked for us for 10 years +...
2006-12-04 06:48:12 · answer #1 · answered by jim 6 · 0⤊ 0⤋
I would say his, mine, and joint account. That way if you want to save for something, it is in your own account. I agree that you should be budgeting, and each person knowing what the financial goals are, but one person primarily paying the bills. If you communicate a lot about this aspect of a marriage, then you shouldn't have any problems. Just make sure you are on the same page, and if your spouse is opposite of you (like spend-a-holic or a penny pincher) that you are reasonable with the other person. Like set a limit on unneccessary spending or consult the other person before buying a huge purchase.
2006-12-04 06:56:36 · answer #2 · answered by ht_butterfly27 4 · 0⤊ 0⤋
depends on the people. It works different for diffrent couples. I work and she pays the bills. so our joint account works. I knew a couple that both worked decent paying jobs. all thier straight time went into a joint account for bills and such. all thier ot was thier own and put in personal accounts to use as eaches play money. This works different for aech couple. I have wrote way less than 10 checks and never used the debt card in 14 years. She does. I say what I want or she goes to pay.
2006-12-04 06:54:00 · answer #3 · answered by ronnny 7 · 0⤊ 0⤋
I have been married 20 years, and we have always had a joint account. Sometimes in our lives, she has earned more than me, and at other times I have earned more than her. As long as both partners realize it's "our" money, not mine or yours, both have similar enough values regarding financial values, and as long as both are mature and responsible enough to stick to a budget and stay employed most of the time, it's a very easy setup.
2006-12-04 06:50:34 · answer #4 · answered by Anonymous · 0⤊ 0⤋
They should have a joint account for household bills. Seperate accounts for personal spending. Whatever you choose to buy is your business, as long as the bills are paid.
2006-12-04 06:48:42 · answer #5 · answered by tipper 4 · 1⤊ 0⤋
My wife and I have 2 joint accounts. I use one most of the time, she uses the other, but we do have access to both.
I pay the bills, but only because I can do that at work, with her job she cannot pay the bills at work.
2006-12-04 07:09:03 · answer #6 · answered by Todd V 3 · 0⤊ 0⤋
I think, whatever works for the couple. There's no one way to do it. We just got married, and still have separate accounts, but we'll be working on combining everything together sometime soon. However, I have known couples who have separate finances, and it works well for them. So it really depends.
2006-12-04 06:50:34 · answer #7 · answered by Anonymous · 0⤊ 0⤋
Joint.
2006-12-04 06:50:21 · answer #8 · answered by Texas T 6 · 0⤊ 0⤋
See my question about our joint account......
Seriously, they should really be joint, I think. Maybe it depends a lot on where you're coming from, where you plan on going, kids etc. Separate finances = separate lives. If that's what you want.....
2006-12-04 06:49:03 · answer #9 · answered by fucose_man 5 · 0⤊ 0⤋
joint... what the heck do people get married for if they want to do everything like they were single?
2006-12-04 07:31:00 · answer #10 · answered by Anonymous · 0⤊ 0⤋