It was shown on our nightly news channel. It only fixes small dents. It was thumbs down!
2006-12-04 06:28:33
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answer #1
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answered by ? 4
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OK.. first.. who's telling you your insurance will go up? If it's your agent, you need to understand this his level of comissions are based on the number of claims his customers file. Thus, if you file a claim this could affect his income, so... your agent may be discouring you from filing.
Now.. let's say you do file a claim. They fix the car and the bill is the $600 as you said. Depending upon how the claim is filed, collision or UnInsured Motorist, will affect if you have to pay a deductible or not. UIM usually has no or a very small deductible. Since your damage would most likely be filed under the UIM clause, let's assume there is not deductable. I'm also going to assume there is not police report indicating your were at fault. So by filing the claim you save $600 by not having to pay to have your car fixed and it's fixed correctly.
Now.. your insurance CANNOT go up until the end of the policy period (thus the reason most policies are 6mths) nor can it be canceled. At this end of the period your insurance company has a choice or either non-renewal, raising your rates or leaving them the same. If they non-renew.. well.. then you find another Insurance company for the same you are paying now. If they raise the rates... then you have a choice to make.. stay with them or move. It's probably a good idea to re-shop insurance annually anyway... you might find a better deal. Since there is no police report the other insurance won't know about the claim.. thus you will get close to the same rate you have now.
EVEN if they did... let's say your policy is for $1,000 every 6mths (and this is probably very high) and they raised your premium by 25% (again an extreme amount). This would mean that over the 6 month policy your cost would have gone up $250. This is obviously MUCH better to pay than the $600 to fix your car.
File the claim, that's what you pay the premiums for. If your agent balks at it, then call the corporate office and file the claim there. Remember, as much as your Agent wants you to think he/she's working for you.. they aren't ... they are working for themselves and your payments and claims affect THEIR income. YOU make the decision.. not your agent!
Good luck and I hope this helps!
2006-12-04 06:38:54
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answer #2
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answered by wrkey 5
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the pops a dent item works for NO DENTS...its just a cheap gimmick to make you spend your money.
I am a paint master and the bond between paint, primer and the metal of your car cannot hold nor retain the stress and pressure put on it by that tool and its glue. you will POP the paint off the car.
if the paint isn't broke or cracked on this dent on your car just look in the phone book for a dent repair company. dent wizard is a well known name. if the paint isn't cracked or broken they can work and massage the dent back out and retain the original finish, etc.
if the paint has been broke or cracked then the only option you have is a body shop repair.
$600 for a door or fender to be fixed, repainted, etc is average and not a high quote at all. And unless your insurance company said that your rate would go up if you claim this....then you are listening to others that spread myths.
Now if you claim say 3 fender benders in a few years...then sure...it will go up...but for 1 claim and a small claim at that....they won't think twice about it. some even claim windshield replacements and those are under $200.
2006-12-04 06:32:38
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answer #3
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answered by Anonymous
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Pop A Dent Tool
2016-10-16 07:08:36
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answer #4
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answered by Anonymous
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To answer your question;
It depends on where the dent is and how much is involved.
If it is in the middle of a panel and doesn't involve a structural point like a door edge, with some patience you might work it out.
Dent tools are made for small problems. They cannot remove creases that have distorted and stretched the metal. Stretched metal requires heat and skill.
A car that needs a chassis repair with the big pulling force of the frame shop isn't going to respond to the little stuff available to the public. On the otherhand, you may have talked to someone who is dishonest. It's pretty common, especially in your case. (Hit and run). Did you file an accident report?
If the frame man is correct, the dent popper won't help.
Another opinion would be nice..............Luck!
2006-12-04 06:39:31
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answer #5
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answered by Anonymous
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With out seeing the damage I'm going to have to say "No".
The pop a dent things do work on the right dents. But it sounds like you have more damage than the item can handle. If the metal is creased it's not going to cut it. You might be able to get some of it out. But don't expect it to look like new.
A slight door ding sure it can take care of it. But a good hit like your talking about I think your out of luck. Also the dent pullers don't work as quikly as they do on TV. It took me hours pulling out a dent on the inside of my door on my Jeep after I went offroading & drove my shoulder into it. Even after all that work it never looked perfect.
On a side note... Maybe check out some of your local junkyards and you just might be able to find the peice that your looking for in the same color. Since I don't know where the damage is or the type of vehicle it's kind of hard saying if it would be a simple bolt on for you. But at least the colors should match pretty close being factory paints and being exposed to the elements for the same amount of time. Get the thing repainted and the color just might be a little off if you decided to actually have the damage fixed by a shop.
2006-12-04 06:37:00
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answer #6
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answered by acidcrap 5
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So, you pay for insurance, and even pay extra to cover collision type things like a dent from a hit and run, but then don't use your insurance because "It might go up"? Why do you think it will? Did your insurance agent tell you that? Or was it some guy at the water cooler with a horror story?
What is your deductible? If it's $500 do it yourself, it it's $100, pay the $100 and let your insurance pay the rest, that is why you have it.
2006-12-04 06:46:52
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answer #7
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answered by oklatom 7
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Those don't work very well at all, big or small dents. Not sure how mechanically inclined you are, but the best way would be to take the door panel off and use a rubber hammer and a flat piece of something to pound it back straight. Unless you take it to a body shop though it'll never be 100%. There will always be a small crease somewhere.
2006-12-04 06:30:15
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answer #8
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answered by demozast 3
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It really makes you wonder why we have insurance. If I am paying $100 a month for 2 years, I should get some of that money back or at least be ensured that a certain number of claims for less than $1000 in damage will not raise my premiums.
2006-12-04 06:32:40
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answer #9
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answered by Joe K 6
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You can shop around, you might get a $200 deal somewhere. If you're in NYC, there are guys that will fix it in a parking lot for $100.. Bear in mind, you get what you pay for sometimes.
2006-12-04 06:31:38
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answer #10
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answered by Wil T 3
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