Would you marry someone with bad credit?

Answer 1

First, people need to really understand what bad credit is. If you are looking to marry someone because of their credit score, then what are you trying to gain? A large percentage of the population has "bad credit". Bad credit can be from being 30 days late on your light bill to a foreclosure, it does not have to be on all of those, just one. Look for some one who balances their credit. So, think. If this is what is going to keep you from marrying anyone. Looks like your going to be by yourself for a while. Yes, I would marry someone with bad credit.

Answer 2

I think that's an excellent questions. Which means, you have doubts. Why would you want to start your life off with someone who has bad credit? If you do that, you'll be starting your marriage out with a major setback. You know finance and credit problems are two major reasons for divorce. Let him or her get their credit situation together and then consider marriage. Life is full of too many surprises, why take on a problem that you didnt' develope for the sake of love. Love is being responsible and not wanting to put burdens on your spouse. Dont do it. I know you're saying, "Oh I can help straighten this matter out", but why should you. You want to go into this marriage feeling happy and stress free. Credit problems is not "stress free", it creates stress. And you know, you're lucky that this person told you about this credit problem. You could have been left in the dark about this, gotten married and then told about it. This person's honesty is not a reason to get married. Don't get confused.

Answer 3

Not on purpose. But really how would you know??? Credit info is locked up under privacy laws even a WIFE can't break through. So if he SAYS his credit is okay...you won't know for sure without seeing his credit report.

Years later, married too him, he could do all sorts of secret financial matters and the WIFE will not know. The wife can face bankruptcy right along with him and have NO WAY to protect herself.

Answer 4

A person with a bad credit is an irresponsible person without financial control. He will be a disaster for your finances. Try to marry a responsible person.

Answer 5

I can't believe all the superficial people on this board today.....geez.....no, I wuoldn't marry a loser that didn't want to work but most people have "bad credit"...read "Von's" answer...he is right on the money.......

I had an ex that completly screwed up my credit.....HE DID it, not me, and if my man that I am with now had judged me on my credit, I would not be with him.....I am a hard working women (two jobs, Executives Assistant and personal trainier...) and make good money, but my ex really SCREWED me over.

NEVER judge a person soley on money matters..........

Answer 6

Well, honestly no. I think people should try to resolve all of their financial issues before getting married. I feel if you go into a marriage and your spouse has tons of debt...its going to be a problem. I wouldn't want to be paying on credit cards, etc if I wasn't the one who ran them up to begin with.

Answer 7

Why would it matter how his credit rating looks?

If you're concerned that he may destroy your credit, then just keep you finances seperate. My wife and I have done so since we got married and it hasn't cause any problems.

Answer 8

yes I would, its not the credit that you're marrying, hopefully its the person you are in love with! when you are in love, you take the good with the bad!

Answer 9

Knowing what I know now, ABSOLUTELY NOT! Despite all the assurances that you can't be hit up for somebody else's debt, that doesn't prevent creditors from harrassing you. It doesn't keep your "sweetie" from harrassing you for cash to pay off somebody "just this one time." If you say no, you might find him/her finding a way to steal it from you. It doesn't prevent a particularly clever dead beat from setting you up (putting stuff in your name).

You will never have any household stability. And if you're a woman, forget about being a mother and staying home with your kids at all. Because you will never be able to count on him to support you for even a year.

Answer 10

Never.