They charge me £10 each time they ring me, email me and write to me telling me i m overdrawn. I was on holiday at this time and had no wayof knowing. Now i m £1000 overdrawn because of this. After speaking to them they said i cannot pay less than £120 a month. is this true? Can i find a way not to pay their unreasonable charges? What steps should i take? I m only 18 and a student and have a part time job that does not pay much.
2006-12-02 00:43:32 · 4 answers · asked by nubiapoet 1 in Business & Finance ➔ Personal Finance
Hi,
Sorry to hear about you prediciment.
Don't worry about it too much nearly all the whole country is in the same prediciment as you. You can claim the unfair charges back. Many have done. To date someone claimed £17,000 back in charges over the last 7 years. You can claim you bank charges back with interest over the last 7 years. Go to this site to have a look...http://unfairbankcharges.org.uk/
If you need to generate extra money to ensure you don't keep falling into your overdraft use you student skills to write articles and get paid its so simple have a look here to read the experience of others students are the best to benefit from it as were always writing.
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2006-12-02 01:21:16 · answer #1 · answered by dailic 1 · 0⤊ 0⤋
Call and ask for an ombudsman, a customer service rep, or the branch manager. Tell them your story, and be prepared to provide proof that you were away. Tell them you know about the overdraft, and ask that they please stop calling and running up the charge. Ask if some or all of the fees can be waived if you can work out a payment plan. Tell them you've been a customer there for however long you've been with them, and you've been happy with their services before this, and that you'd like to stay with them. Don't get pissy and threaten to leave, or badmouth them. It won't help your case.
2006-12-02 00:49:48 · answer #2 · answered by Ralfcoder 7 · 0⤊ 0⤋
there became a guy on the archives this week that sued monetary company of Scotland for unfair rates. As they by no ability responded to the court summons (or something) he took the bailliffs into the community branch and began taking computers or perhaps money draw. the authorities instantly paid up. classic.
2016-11-30 01:16:18 · answer #3 · answered by ? 4 · 0⤊ 0⤋
You dont need to put up with these extra fee's. Just find a bank that will work with your needs.
2006-12-02 03:25:23 · answer #4 · answered by Grandpa Shark 7 · 0⤊ 0⤋