11 yrs ago my ex and I bought a mobile home. A year later, we divorced. He was awarded the house and any future debt associated with it in both the temporary and later the permanent decrees. He quickly let the house foreclose (without me even knowing about it!!). For the next 7 years, collection agencies called me trying to collect. They never got any money, and about 3 years ago, it finally dropped off my credit report. A few days ago... I got a call. It was the collection agency again!! Can they start this all over again even though it's been so long and it's already dropped off my credit score once?? I live in Washington state. If anyone knows, I'd be very grateful!
2006-11-30 11:54:29 · 9 answers · asked by kittikatti69 4 in Politics & Government ➔ Law & Ethics
In WA, the statute of limitations is 6 years. They cannot go after you. Please see the link below, for the limitations. This site also lists the fines and laws they are violating, as well as sample letters to get them to stop. Good luck!
2006-11-30 12:04:12 · answer #1 · answered by Mariposa 7 · 0⤊ 0⤋
I would think that a copy of the court order would absolve you of any responsibilty. There is the possibility that your ex illegally put your name on some credit applications which would get you involved. I would get the name and numbers of whoever contacts you; agencies will try to get payment any way they can. If they dont leave you I would file a complaint with your county or state.
If you get the name of a person and number and address I would try filing a criminal harassment charge if they continue to contact after you instruct them not to.
Each time write down dates, times, peoples name..as these are required for court proceedings.
Also check if your county or state has an omsbudman or entity who can get you relief if you can afford to retain an attorney.
2006-11-30 12:18:09 · answer #2 · answered by Anonymous · 0⤊ 0⤋
I am sorry but most of the people answering you have no idea of divorce court law, and they are confusing the terms of a divorce having any legal standing in civil contract law. Sadly the divorce agreement only gives you a right to go back tohim to force him to pay this, the lender can still go after you, and collect form you within the Staute of limiation.
There will be a statue of limitation on how long they have to file in court for a judgement ( unless they already got one)
but they can try and collect for the rest of your life, after the statue of limitation they can not sue you any longer.
And unless the court forced him to get his own loan, even though they ordered him to pay it, your name was still on the mortage and they can still come after you, your only right is to sue him in court for money it costs you.
2006-11-30 13:36:53 · answer #3 · answered by Anonymous · 0⤊ 0⤋
you said he was awarded the trailer and any future debt associated with it. if the court made a ruling that he was the soul owner of it and the debt then he is also the soul responsible party of the debts. they can not come after you.get in touch with an attorney and ask him this. questions are free. you can talk to attorneys for free. get a copy of the ruling and send it to the creditors.
2006-11-30 12:12:10 · answer #4 · answered by jbearbooboo 3 · 0⤊ 0⤋
Something else you might think about.If they have not been able to do anything in 10 years. What can they do now? I do not know civil laws in your state. The loan could have been resold to another collection agency and that is how it becomes new again.
2006-11-30 12:17:05 · answer #5 · answered by CC Moody Trojans 2 · 0⤊ 1⤋
They can. You need to send them a copy of the divorce decree.
Put a red circle around the section that applies to the debt.
Thank you very much, while you're up!!!
2006-11-30 12:02:11 · answer #6 · answered by producer_vortex 6 · 1⤊ 0⤋
Statute of limitations 7 years. Have them back off!
2006-11-30 12:02:28 · answer #7 · answered by ? 7 · 1⤊ 0⤋
No. Give them the finger. If They keep trying report them to the local better business bureau.
2006-11-30 12:01:48 · answer #8 · answered by Marc h 3 · 1⤊ 0⤋
Don't give them your social security number, and tell them not to call you.
2006-11-30 11:59:35 · answer #9 · answered by Anonymous · 1⤊ 0⤋