the check. I deposited the check into my bank. Now I am worried because I think I screwed up. Can anyone tell me without any smart responses what is the worst thing that could happen to me. They said I received the check to cover the processing fees. I just jumped on an impulse, now I am worrying that I could be charged with bank fraud. Can I? They said once check clears to give them a call. I have been having alot of money problems and I thought that finally I could get out of them with this check.
2006-11-30 11:21:42 · 17 answers · asked by lizzy tee 3 in Business & Finance ➔ Personal Finance
If you deposited a check thinking it was a real check, then you did not commit check fraud. If the bank cleared it then to me that is an indication that it is a real check. The bank is the one who should be able to tell yo if it is real. You got scammed, don't EVER PAY for a prize, or a JOB, in advance! They're always scams! Talk to a lawyer ASAP!
2006-11-30 11:30:17 · answer #1 · answered by New Millennium Minds 3 · 0⤊ 0⤋
The check is going to be counterfeit and if you deposit it, you will owe your bank $3000 and you will have just given the scammers your account details. OR the newest check scam is for unsolicited loans. By depositing it you don't realize you have just agreed to a high interest loan. You'll get a call in 4 weeks saying that you owe them $6000 as repayment and there is a $200 penalty for every day you are delinquent How can you win prize money if you didn't enter a contest? YOUR bank has no way to know if this is a scam or not. If you want proof, you have to go into a branch of the bank that issued the check and ask them. Speak to a branch manager and tell them you think you may have received a counterfeit check drawn on their bank - they will be able to look at it to see if the paper stock and watermarks or other security features are correct, look up the account number in their database to make sure it is valid and the name and address on the check match that account, check that the check is not out of sequence or reported stolen. That is the ONLY way to verify it I wouldn't do anything with it
2016-05-23 06:15:19 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Let's just hope you didn't send them the "processing fee!" Otherwise, if you quickly tell the bank about the fraud and that you were scammed, they won't do anythng to you and will check into the scam.
2006-11-30 12:38:11 · answer #3 · answered by worldinspector 5 · 0⤊ 0⤋
This one of the oldest scams ever. You deposit a check - they then want you to write them a check for the "processing fees" they cash your check but then their check "bounces" and then of course so does yours and you are on the hook for $2980.00. Please remember this - NOBODY gives away something for nothing. No where - not on the internet not in your mail not anywhere. "Free" screen savers on the internet come loaded with spyware and adware - NOTHING is FREE! Ever!
2006-11-30 11:29:58 · answer #4 · answered by PRS 6 · 0⤊ 0⤋
I would probaly call a law firm and consult with a lawyer. but if you go down for bank fraud the people who sent the check is in a bigger mess. But call a lawyer and tell him what happen.
2006-11-30 11:25:59 · answer #5 · answered by redbone 1 · 0⤊ 0⤋
(i assume you mean $400,000) if so, it sounds as though they are tricking you. you need to call your bank immediately and tell them you "accidentally" deposited this check. explain the situation to them and they will get their fraud dept. besides, anyone that has smaller amounts of money and then deposits this large sum is usually flagged and questioned. they will come and ask you where its from...
2006-11-30 11:27:20 · answer #6 · answered by Anonymous... 1 · 1⤊ 0⤋
You get a monstrous check in the mail from people you don't know, with a ridiculous processing fee, and you actually cashed it?!?!?!?!?!?!?!?!?!?!?!?!?!?!?!?!?!?!?!
That should have been obvious it's some type of scam that should have been reported.
2006-11-30 11:27:25 · answer #7 · answered by Mike R 5 · 0⤊ 0⤋
OH HONEY, YOU HAVE BEEN DEALT A HAND OF FRAUD. I'M SORRY . I WISH MONEY CAME FROM THE MAIL LADY. ONLY IF WERE ON WELFARE WOULD THAT HAPPEN. YOU BETTER HOPE THEY DIDN'T GET ANY OF YOU PERSONAL INFO.. YOU NEED TO GO TO THE BANK AND CANCEL THAT CHECK A.S.A.P. THEN GO TO THE POLICE SOON AFTER. SO THAT THEY CAN WARN OTHERS ABOUT IT. AND NEVER, I MEAN NEVER GIVE OUT ANY PERSONAL INFO. AND NEVER FALL FOR THAT CRAP AGAIN. I HOPE YOU HAVE LEARNED YOUR LESSON.
2006-11-30 11:48:02 · answer #8 · answered by mama_wolf74 1 · 0⤊ 1⤋
99.9999% that this is a scam, they will prob take the processing fee and you will never see any of the money they claim you won.... These scams are common.
2006-11-30 11:28:17 · answer #9 · answered by Mr JB 1 · 0⤊ 0⤋
No legit contest would charge a fee to collect your winnings. Plus, did you enter a contest..... You can't win a contest you never entered.
2006-11-30 11:30:14 · answer #10 · answered by dark matter 3 · 0⤊ 0⤋