I need some insight from someone I don't know....?

Question

Me and my husband moved to a very rural town from a very fast city to raise our children. We've been here 6 mo. our children are happy, but we're not. There is no work and our savings is almost gone. (our children aren't aware of any financial strappings) What should we do? I am an educated person. I have went to 2 interviews and I'm waiting on a decision. My husband was seriously injured 11 months ago. He has applied for SS but at 37 we doubt that will go through.(even though he has paid taxes since he was 16). I just need some outside advice from a non judge mental person. Thank you all so much.

Answer 1

Most important is being able to care for your kids. If you have to move back to a city to get a job, then that's what you've got to do. If you can get a job where you're at, then do.

Answer 2

Well.. here's my thoughts.. I currently live in a large town (Houston) but moved there from a small town. I love the small town but had to move for the financial benefits of the better job market. I understand your desire for the small town life and the benefits there of. So.. my suggestions are....

1) Apply for any and all jobs you can find. Even if the job available is a low paying job. Some income is certainly better than no income. Continue to search for better jobs and if one comes along.. take it.
2) If your husband was injured 11 months ago, then I would have persued the disablity claims long ago. Hopefully you did. It's just a waiting game now. Also, I would go back review how your husband was injured. Was this work related, auto accident, etc. and try to see if there is some insurance or workmans comp. or something that was overlooked to help with the finances.
3) Unless your husband is completely bed ridden, he should be able to find some type of work. Again, it might me some low paying tasks that he may have to swallow his pride to accept. But.. again... some income is better than none. Jobs like dispatcher or scale clerk at a shipping yard or phone operator. These types of jobs don't require physical activity and yet pay $.
4) Discuss this situation with your children. Explain to them that the job search isn't going well and the finances are tight. Talking to them now will not only get them 'on board' to help reduce cost but it won't be a HUGE emotional shock to them if you have to move. They deserve to see the bad things coming... if they are.

Good luck and I hope this helps.

Answer 3

I'm sorry to hear about your situation. I know it can't be easy moving from a fast paced, good jobs and income city to a rural town. If you're sure you're in the right place, you're going to have to change your mentality about finances. I'm sure you have seen that the cost of living in rural areas is much different than the cost of living in big cities. Unfortunately, there aren't as many career opportunities than there are in the big cities. But although there are con's for living in rural areas, there also are a lot of benefits to living in such areas.
Maybe it's time to look into opening your own business or change careers. Research the area and think of ways you and your husband can team up and come up with something you both love and enjoy doing. It's a totally different life so why not start from scratch also in your careers. There are plenty of books out there about starting your own business or changing careers. It's a new phase in your lives and don't let the stresses of living in a new area get to you. Hope this help. Good luck!

Answer 4

His age when he started paying taxes in doesnt matter when it comes to collecting SS disablity. Has he heard from the SS office on his claim? Has he been denied? If so, then appeal the decision. It may take awhile, but if two or three doctors agree that he is, then by all means appeal. It is hard to find a job that pays anything in a rural area. I went almost through the same thing you have. Do you attend church? Church family is always good and can help you in your search for a new career. The main thing is, never give up...on your husband...your kids....or your faith. I know it sounds strange, but it is almost like deja vu. I wish you enough.

Answer 5

well- why don't you apply somewhere like a restaurant- they usually hire people right away when they need them. FI you are looking into getting a long term job it will be hard for you to fidn something that will pay you well enough for your husband not to have to worry about working since he can't anyway. Shy don't you apply for disability. Get a doctors note saying he's not physically well to get a job and keep it. SSN will take way too long for you to din out if you qualifies or not. He's most likely to qualify for disability but your doctor has to help him and write a letter saying he can't work. If i were you i'd get whatever job even if it pays a little bit for now and then when you are more settled- look around for another job so you can at least have some money coming in better than no money coming in. Seems like you're jsut gonna have to stick it out. Why did you guys move anyway? did you sell a house to get the profit out of it? I have family that did this and are SO!!!!! miserable where they moved and want to come back but can't. You're gonna have to stick it our for your family (......"For better or for worse...." like you promised when you got married) good luck to you and hope you get an answer soon. If you get no phone calls- YOU SHOULD DO THE CALLING don't wait until the employer calls you! call them and insist that way they'll see you're REALLY interested in getting the job.

Answer 6

I don't know what makes people leave cities to move to rural areas. My brother just did it and he seems to be doing alright..but I will say that the salaries are smaller in rural areas and public services are better in cities (e.g. food stamp programs and welfare). Anyway, he should apply for disability because I am convinced he won't get SS. With the disability, he should be able to get some income (not much but it should help). Wait to see what the employers tell you about your status. If no go, I think you should move back to a city. You would probably get better public assistance and might be able to find a job easily. Good luck.

Answer 7

*Sigh* Gosh, it sounds like you've been going through some rough times. The first thing: sort things out one by one. Find any small job and work up from there. If your husband has been injured, find some sort of job that doesn't require much moving, just a lot of thinking.Also, try to keep a smile on your face, or else your children will get discouraged. I know this sounds cheap, but try to scrimp and save on pennies. A little can go a long way. I wish you the best of luck...

Answer 8

Interesting quandry. Most people I know in your situation get jobs first, then move. You must have really wanted to escape the city. You might have to expand your search outside town to nearby (or not so nearby) towns or areas. You could go back to school or take a lesser job to get you by. Without knowing your skills, situation or qualifications, it's hard to say. Going into business yourself may be an option if there's a need in town you could fill. Social services may help get you through the crisis, check with your local hospital, clergy or county. Good luck!

Answer 9

i think you have to look at your long term dream. if you really want that lifestyle, then bunker down and get things straightened out. you can wait to hear about the jobs, wait for him to hear about his SS, or take a part-time gig right now. you are still better off than some people who are farther down on their luck, but it will take some elbow grease to make it work, so get going. OR.......if you look long term and want financial security and what's best for the kids to grow up in the here and now as healthy and happy and worry-free, then i say get back into the city where the jobs are. maybe rent an apartment in the city and commute home on weekends would even be a third option!!!

Answer 10

Your family should move to a place that has jobs and is still rural. Maybe your husband can try to find office type of jobs so he doesn't have to do a lot of heavy lifting. Don't depend on your interviews to land you a job, you should go to a place where you can pick and chose what job you really want to work. as for the kids you should explaint o them what is going on. Tell them the truth, that it's difficult but you might move because of the lack of jobs available.
Just hang on things will get better.

Answer 11

There is work, you just have to find it. Suck up your pride and go to the local McDonalds or Wal-Mart. They are always hiring and it will be an income!!! Your husband can get a job somewhere answering phones or doing something else that does not require him to do any strenuous work. You just have to do something to make money. Try moving again to a place that has a few more options than where you are now. But before you do that, check around there and secure a job before you move.