2006-11-29 23:50:09 · 16 answers · asked by pastybrown123 1 in Computers & Internet ➔ Internet
You need to ask them for a statement of what they say you owe and with copies of signed delivery notes. If they cant produce these they dont have a leg to stand on.
Just hold your ground. If you havent had the goods, then dont pay for it. Even if they threaten legal action - they're just trying to scare you. Just write to them and tell them plainly you have never had such goods and you are not willing to pay for them. Keep copies of all correspondance just in case its needed
2006-11-29 23:59:55 · answer #1 · answered by Leiani 3 · 1⤊ 0⤋
It is unlikely that they will have any grounds to pursue you for this money. In the UK bad debts are written off after 6 years and will therefore no longer be visible on your credit file.
The main point is that it is up to this company to prove that you had a catalogue account with them, write to them and ask them to provide details such as when the account was opened, from which address and to provide proof of delivery of goods supposedly received.
You might find out that you are the victim of identity fraud - if you have moved address for example, and mail continued to be delivered to your previous address, it wouldn't have been difficult for someone to use your details to open an account at that address. It may also be worthwhile for you to send off for a copy of your credit history - it is unlikely to show the catalogue account but it may be worthwhile to see what else is on there.
2006-11-30 00:04:28 · answer #2 · answered by Witchywoo 4 · 0⤊ 0⤋
All in one letter sent recorded delivery ask them for the proof of posting and the proof of delivery. Ask them if the catalogue was requested by you, if so ask for the written proof. If not was it sent to you unsolicited. Tell them that unless a satisfactory answer is received within 7 days that you will consider the matter closed and that any further harassment will be dealt with by your solicitor.
2006-11-30 00:01:52 · answer #3 · answered by Anonymous · 0⤊ 0⤋
at the beginning, you should communicate to the business enterprise you purportedly owe and notice why they are asserting you owe them money. Secondly, debt creditors have few rights. they can't upload costs in any respect regardless of in the event that they deliver letters or call you, they can't grab components from you like a bailiff can they could basically make tries to recuperate any debt you have. Thirdly, in the event that they're making threatening telephone calls or making multiple or nuisance telephone calls you could comments them to the business enterprise they signify or the the FSA/OFT. you could tell the debt creditors which you should try this and ask them to provide up or trouble-free placed the telephone down on them whilst they call. in case you attemd your interior of reach voters suggestion bureau they could have journey of the debt creditors who're troubling you could could help get them off your lower back.
2016-12-14 09:39:04 · answer #4 · answered by Anonymous · 0⤊ 0⤋
its a common scam to get money, these idiots play on the fact that there is no way you can remember if you got a catalog 10 yrs ago. they ask for only 5 - 10 bucks which most Pol will pay just to avoid the hassle...now times that times a 100, 1, 0000...its quite a scam they got going on and its illegal. tell them you never got it and you're not paying...period. make sure you get their name, address and phone number before you tell them to piss off though. if they get nasty with you and threaten to sue you tell them to go right ahead and you'll report them to the cops for extortion of funds and fraud. don't let them intimidate you, they are nothing but thieves and scam artists.
2006-11-30 00:01:11 · answer #5 · answered by Anonymous · 1⤊ 0⤋
Tell them to get stuffed.
debts over 7 years old are not usually enforceable.
and they have to provide proof that you owe the debt...
sound like mistaken ID or a scam.
either way you can ignore it
2006-11-29 23:57:53 · answer #6 · answered by DogmaDeleted 5 · 1⤊ 0⤋
Even if it were true, a debt is cancelled after 6 years.
2006-11-29 23:57:38 · answer #7 · answered by Hove Andrew 3 · 0⤊ 0⤋
I believe they can't chase these debts after 7 years.
2006-11-29 23:58:09 · answer #8 · answered by Boris 5 · 0⤊ 0⤋
Yeh its 6 years. You're fine mate.
2006-11-29 23:59:55 · answer #9 · answered by Micah H 2 · 0⤊ 0⤋
tell 'em to bog off, they've probably missed the legal deadline to bring action against you anyway even if it was yours.
2006-11-29 23:53:49 · answer #10 · answered by Helen C 4 · 0⤊ 0⤋