Can collection agency charge me 40 % on a past due bill?

Question

I have a vet bill from last April for $489.00. I paid $100.00 at the time of service, but did not make another payment till Aug. I have paid off the bill as of 2 wks ago. The vet turn this over to a collection agency in Aug, and the agency says I owe them ,(not the vet), $220.00 plus. And the bill will continue to go up until it's paid. Also they claim they will take me to court if I don't pay, chargeing me for a lawyer and court fee's. This seems illegal! The only contract I signed was at the vet's office and it say's I will be responsible for any cost involving collections. Thanks to all that have a helpful answer! Jo

Answer 1

and how will they collect?

They can't.
And if you don't pay--they get stiffed--and I would let them cook..

It's going to be on your credit anyway.