Bankruptcy in uk and bank account?

Question

I need some advice-i am considering going bankrupt,but there are a couple of monthly payments i NEED to keep up.
What happens if i am declared bankrupt? Do i still have access to the current account i use at the moment? Can i still make these payments through this account?
Part of my debt is a personal loan from the bank i hold the account with so if they close my account how am i going to pay the direct debits i need to?
Any help would be greatly appreciated,along with any other info you might have about bankruptcy.Thanks

Answer 1

try to get all of your monthly payments into one payment and slowly pay it off. InCharge is a non profit company that can help you with that. Also, you might have to give up some things. A new car might have to be sold off to pay debts and you might have to buy an older one, freeze club memberships, use more coupons and budget more carefully.

Answer 2

My hubby became able like that many years in the past earlier we met all thats to a ex-spouse, and he were given a monetary company account with the Co-operative monetary company. only a straightforward monetary company account.