i need help making a budget?

Question

I have tried and tried to manage money, but i just cant do it. On paper it always seems like i hae enough but never do. i dont make frivilous purchaces....
what i am looking for is someone who if i gave them the info on how much $ i had to work with could set up a budget plan for me. someone i could email with $ questions and what not....
any takers...

Answer 1

I can help you create one, but sticking to it is always the hard part! My email is [e-mail]

Answer 2

I have horrible spending habits as well.. Have the tendency to spend stupidly on many SMALL purchases and then i'll wonder where all the money went .

My boyfriend and i just moved in together and are planning on getting married.
I sat down with both of our incomes and expenses and make a budge after reading several articles (you may want to reference MSN money, they've got some good tips)
We now have a wonderful budget that lets us see exactly where our money is going.
My suggestions:
Make sure you include EVERYTHING in your budget that you do on a regular basis. I realized at first I wasnt including small purchases like getting my hair done, or entertainment costs(movies are expensive). Also make sure you include any debts and EVERY bill....
Another great suggestion is to include Savings as part of your budget. We are trying to save for several large purchases over the next 2 years, so we include a set amount in our budget.. we put money aside.. just like any other bill... to go toward our savings.
Keep your receipts!.. for any purchase over$50., we both keep our receipts so we can sit down and see at the end of each month what we spent money on.

I created a Microsoft Excel spreadsheet that is attractive and works great.... if you'd like, i can email it to you... or u can email me your information and i can input it for you.....

good luck. dont let your money get funny :-/

[e-mail]

Answer 3

or actually friend u know i encountered that same problem some time ago. so actually got myself a piggy bank and i will do my savings like a day 2 dollars has to be put in. and whenever i see it i feel like taking it but i will not and also when creating a budget always leave some amount for savings and the rest for other things tell urself whatever it is u have to ...u have to ...u have to do according to the budget plan. i will think abt it of how can help u solve that problem okay. remember success is who i am bye..

Answer 4

You can get excellent tips on various websites. I know this blog that has 3 or 4 budget-related articles. Maybe that will help you:

http://financialbasics.blogspot.com/2006/11/creating-budget.html

Answer 5

I would try one of these websites. I'm going to use them and set up my own budget as well. Good luck!

Answer 6

http://iboplus.com/12830012