How do I make the credit card companies wait till my divorce is final to figure out who is oaying what? All of the credit cards are in my name but he charged on them also. I don't want to ruin my credit!! Is there an attorney out there who can answer this??
2006-11-29 02:44:59 · 10 answers · asked by dallasboy 1 in Family & Relationships ➔ Marriage & Divorce
If they're in your name only, you will be held responsible in the eyes of the credit card companies. You need to contact an attorney.
2006-11-29 02:46:41 · answer #1 · answered by E B 5 · 1⤊ 0⤋
Not an attorney but as someone who has been through divorce, you can't. You must continue paying your bills until the divorce decree is final. And even then to ensure your credit is not harmed I would monitor the credit card statements. Just because a judge orders someone to pay a bill does not necessarily mean they will pay it. And if the cards are in your name, the creditors will not care who is responsible for the bills they will hit your credit report.
For example, my ex got the house and was suppose to make the payments, however she made them late numerous times and it affected my credit. Mortgage didn't care that our divorce decree said she was responsible, they would call me each month for payment due.
2006-11-29 10:49:53 · answer #2 · answered by www.treasuretrooper.com/186861 4 · 0⤊ 0⤋
I would keep all of your statements and track his expenses on the cards and immediately call your credit card companies and drop him from the account so he can't charge on it. You are responsible for the cards because you are the primary card holder, but in the divorce papers you can make him pay for what he has charged on the cards and have it court ordered.
Notify your credit card companies at once as to what has happened. If he isn't a card holder and is using your cards without your knowledge then that's a criminal offense and charges can be brought against him for that. He is frauding you and the company with false representation, pretending to be you.
2006-11-29 10:48:59 · answer #3 · answered by shellybear0925 3 · 0⤊ 0⤋
Credit card companies are not parties to your divorce. They expect to be paid and in most states are entitled to payment even if a divorce is pending. Consult an attorney where the divorce is pending to see if he/she agrees or has other views.
2006-11-29 12:03:24 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Call each company and advise them of the change. If there are multiple cards and you are the primary card holder, advise them that his card is not longer usable and what steps you need to take to make that so.
The companies should be able to advise you on the steps to care for this.
Am sorry that your marriage did not work out and wish you the best!
2006-11-29 10:48:16 · answer #5 · answered by Marsha 6 · 0⤊ 0⤋
You are responsible since they are in your name. Now you can ask in the divorce agreement that he pays what he owes on the credit as part of the divorce agreement. But sorry to say you are responsible.
2006-11-29 11:27:59 · answer #6 · answered by kitcat 6 · 0⤊ 0⤋
i would recommend that you just pay the minimum till you decide who pays what on the cards...that will keep the credit good
:+)
2006-11-29 10:47:43 · answer #7 · answered by chastityelizabeth 5 · 0⤊ 0⤋
go to forum.freeadvice.com
There are lots of attorneys and knowledgable people there that can answer this for you....
2006-11-29 10:47:27 · answer #8 · answered by ? 2 · 0⤊ 0⤋
your screwed, you will owe half and whoever cant pay the other one they will go after forever
2006-11-29 10:50:30 · answer #9 · answered by Anonymous · 0⤊ 0⤋
this is stupid, its in your name, so you are responsible, you better pay them, even if you pay the minimums for now
2006-11-29 10:53:56 · answer #10 · answered by wantstoknow 4 · 0⤊ 0⤋