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I took out a mortgage loan with a lender and was swindled out of $34,000 which was my down payment. This was all of the money that I had saved all my life. I was buying my dream house. I have searched the NC laws and now know that my claim is valid. I cant afford an attorney and Legal Aid wont help me because I am a homeowner and hold a bank account and a job (part-time very low paying). I need a copy of my mortgage closing docs for the loan in order to prove my case. I also need the assistance of an attorney to write the letters on my behalf. I am willing to pay a fee of $500 out of proceeds received. I live in NC. Do you know of anyone qualified that will help me? I am willing to give you my e-mail address. vtimlic2002@yahoo.com May I have yours?

2006-11-28 12:04:37 · 4 answers · asked by NC Lady 1 in Business & Finance Renting & Real Estate

4 answers

EASY- contact HUD. Housing and Urban Development.

You can also try some local consumer advocates, but HUD is the governing authority that's looking heavily at Predatory Lending.

Thr problem with most of these cases is that the borrower doesn't discover the fraud until after signing all the documents.
If the lender disclosed properly, and you signed the docs, you probably don't have a lot of ground to stand on. Unless you can prove they held a gun to your head and made you sign.

2006-11-29 06:03:31 · answer #1 · answered by jenay672001 3 · 0 0

I,m sorry that happen to you do you have a realtlor to help you she was suppose to look out for somebody like this to make sure the fianceing when though if not she could lose her lisence

2006-11-29 14:18:41 · answer #2 · answered by pattibcacl 6 · 0 0

best bet is to look up the law schools close to you in NC, and see if they have services to help , give them a call you never know

2006-11-28 21:05:35 · answer #3 · answered by goz1111 7 · 0 0

That sucks, but sorry i cant help you. Best of luck to you!

2006-11-28 20:11:32 · answer #4 · answered by Anonymous · 0 0

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