What would be a good "safe" short term investment for us?

Question

We have some money from the sale of our home and we are not going to buy another home for at least 6-9 months. What would be something we could do with the money to earn some interest that is not to risky. Please explain in layman's terms that would help to!!
Thanks!

Answer 1

Put 80% of your money in bank deposit. The balance 20% can be invested into mutual funds with moderate to aggressive risk so you might have the chance of getting more result in 6-9 months. This, however, carries a risk (on the 20%).

If you could not take any risk at all, the best is to deposit 100% of your monies in interest paying account (time deposit/fixed deposits).

Answer 2

I say at this point your best investment is that house. It will gain more for you in that time period with less risk than anything else. Rent the house and let someone else make those mortgage payments, move into a smaller rental and cut back. That way you retain the credit benefit of being a homeowner (75% of the rent is counted towards your personal income), benefit from the tax breaks, retain the equity and the future equity of the property. The market may fluctuate but over time your property is only going to appreciate. I am hoping that someone comes in after me and gives a really good low risk short term investment though!

Answer 3

Unless you are an experienced stock trader, do NOT put any of your money into the stock market, whether via stocks, mutual funds or ETF's. The market is risky and you define risk by expanding your time horizon or limiting your time exposure with a solid trading platform. Even with trading, risk management is the ultimate success tool.

You could put your money into a six month CD or you could buy a 6 month Tbill. You want to emphasize safety over return.

Answer 4

Hi you should diversify your funds.
Put bigger part of your money in the bank some in share trading and some money in the currency trading with trustworthy trader.

I accept private investments too. I pay at least 5% mothly for 12 month. But investment term could be reduced to 9 or 6 months as well

Kindly inform you that now is perfect time for investment. As you probably know USD now has confirmed new direction. Since new trend direction confirmed accordingly to daily, weekly and even monthly charts. Last week pair EURUSD rose up from 1.2825 to 1.3094 and crossed psychological resistance level 1.3000 and even tested 1.3100; after weekend opened with gap 68 pips at 1.3162 and accordingly USDJPY felt down from 117.85 to 115.75 and usually December trading is very volatile it means that income could be extremely high. So now is the best time for investment. Reasonable investment amount is from US$10000 (ten thousand and above) but the minimum could be from US$2000.

It is real, stable and guaranteed

PM or e-mail me by pressing on my name and I provide you with further investment details.

Hope for a long and successful collaboration.

Answer 5

Put it in the bank in the account that gives the highest interest rate. 6 - 9 months is too short a time to take any risks.

Answer 6

This may sound crazy but............
if you have a Bank that has a x-mas club account you would be surprised how much interest it makes versus "anything else" that draws interest on your money. You can draw it out before time and if they have a limit and you have more $ than one account can hold just split it up and put it in individual accounts. You will have to wait until this x-mas has passed before opening one up.
Good luck

Answer 7

I would suggest investing in Swiss Cash. Minimum investment is only USD100. Your principal investment is guaranteed against any loss and you are guaranteed a minimum dividen return of
10 % a month. For more information visit www.swisscash.biz

Answer 8

10% PER YEAR RISK FREE DEPOSIT.

Top 5 Answerer.