I need financial help, My husband's going 2 jail in 2 wks. And I can't make it on my own w/ my 10yr & 7mth old

Question

I have a mortgage and 2 car payments, and I am unable to support my house on my salary without my husband.

Answer 1

start by selling one of the cars (you won't need two for a while).

Answer 2

I would take another look at your marriage...this does not seem like a positive relationship for you and your children. They are your first priority. Divorce your husband and tell him to get his act together. You will receive more being single with the children--he has not taken you or your children into consideration...DO NOT take him into consideration. Evaluate your living situation and explain to your children what is happening. Keep reinforcing love because it is a change for them...try to get an apartment within the same school district, so your children can keep their friends. Sell off 1 car and have a little nest egg for yourself in emergencies. I know this is difficult...and I have been there myself...it will get better. Do not stay with someone that is not enriching your life--but draining you of your energy and time. Let him know that he needs help and he needs to change if he wants to be part of the family. Do not accept excuses--it will cause you a lifetime of misery! Changing is the hardest thing for someone to do...but I always believe that each tragedy comes with a silver lining...there is no key to happiness...the door is always open. Good luck to you and your children.

Answer 3

Get rid of one of he cars, you wont need both of them, get a room mate to help pay the mortgage. I guess you will figure it all out, you will have to. There is no choice. I really hate to hear women say I cant. You know what Cant never could do anything. I have been a single mom for a very long time, have worked and raised my children and went back to college and obtained two college degrees. I now have two grown sons, both are in college and two in junior high school. So, don't say you cant. You can do whatever you want to do. You will just have to find your inner strength and do it. Or you can keep telling your self you cant and you wont ! It is all a matter of choice. God bless*******************

Answer 4

Just pray please don't stress it or u will have more problem. I know the thought of Ur husband going to jail and leaving u to handle every thing is enough. but listen u have to kids and u know what u have to do there r people out there to help u. I don't know how long he is going to be gone but I also don't know where u from But they have taxes that u can file with Ur last pay check and they will give u some much on Ur end of the year taxes and u will get the rest when u get Ur w2 forms and that starts in the first week in jan. here in Florida so u may won't to call Ur taxes branch here it call Jackson Hewitt. also if u r in the church they will help u out but always pray and the 23,27,35 psalm r good to help u so u want get to stress with the baby around and if u would like more info email me and I will see what we can do with 2 heads instead of one good luck I will keep u in my prays and YOU WILL BE ALRIGHT.

Answer 5

Share the house with someone in a similar position who will pay rent to help pay the mortgage. Maybe finish the basement and rent that out if it is legal to do so. Contact the banks that hold the car loans and ask their advice. You may want to sell the cars and get a used one.

Answer 6

How long is your husband going to be locked up? If it's a long period of time, you might have to sell the house and one of the cars. If it's short term, contact the mortgage company and the finance companies that you owe and explain the situation to them. They might be able to work with you because they'd rather get some money than none at all.

Answer 7

sell the house and one of the cars move in with family, if possible, if not find an apartment you can afford, hire a sitter, you may have to find apart time job as well as your full time job, for awhile/ It will be hard on you and the kids, but you do what you have to do alot of people do. You will be okay you have to have a positive attitude stop thinking you can't do it YOU CAN DO IT. I would also rethink my marriage how long will He be in jail and has he been there before?

Answer 8

I wish you the best of luck, but you may want to consult a financial institute and maybe you can re-finance to a lower payment.
How long is your husband going to be in jail? Do you have a job?
Do you have relatives that may be able to assist with the baby sitting and taking the kids to school?

Answer 9

yevette, I was married for 15 years and he went to prison for child molesting 25 years to life I was dropped on my head also I can totally relate first I filed for divorce.. then I pulled myself together prayed a lot and trusted god I had a mortgage a car payment and three teens at home going from making 90,000 a year to 20,000 it about killed me to but listen you have to down size like take cable to basic or less let one of the cars go back or sell it for the balance take care of you and your kids first call your mortgage company see if you can make smaller payments or try and refinance.. you can only do the best you can and don't beat yourself up over it.. let your friends in on what happened maybe they can help with getting this organized. take care of you and the kids FIRST not stuff...

Answer 10

Sell the cars, sell the house, seek welfare, a second job, and a divorce attorney. Get a cheaper car and house. You life will be just fine in about a year.

Answer 11

Wow, you're in a tough situation there.

I suggest that you seek assistance from the government, welfare. No need to feel ashamed or embarrassed, lots of people do it.

Or you could try searching for a higher paying job or sell some of your assets, or one of the cars if possible and buy a cheaper one.

I hope everything works out for you :)

Best regards,

Jake