Im sick of living paycheck to paycheck. what can i do to stop?

Question

Hello i have a problem with money. my expenses are more then my income. how can i make extra cash? please help me i need money? what can i do to stop living paycheck to paycheck! PLEASE HELP ME! THANK YOU

Answer 1

Get rid of everything you don't need to live !! SOOOO SIMPLE !! and YES you can do it. A Cell phone is not needed, cigarettes, drinking, gambling, computers, fancy clothes, and a big apartment or home are simply NOT NEEDED TO SURVIVE !!

Of course it appears not many can handle this change in their lives or there wouldn't be sooooooooooo many people in with this situation.

Only you can change it... no one is out there to help you. YOU must take control over your financial future. Eliminate bills and start saving money. Start buying things that make you MORE money rather than cost you money !

More money is not the answer for people in your situation. more oney will simply make you have more problems. YOU need to change your way of living in order to stop doing what IS NOT WORKING in the first place.

.... and YES it is that simple > change !

Answer 2

The accountant said that you do not help money problems by making more money. You have to find out where your money goes and cut back of spending.
25 % housing
25% transportation
25 % credit cards and bills
25% of your income you live on, food, clothes, gas, appliances and other expenses. If your car payment and car expenses is more than 25% of your income you cannot afford it.
Sit down and figure out where the problem is and then cut back and stop over spending.
Maybe get a cheeper apartment, house, mobil home or condo.
A cheeper car or spend less on gas.
Maybe it is your credit card debt. Include utilities in the 25%bill paying thing.
We had to go out as a project and get a rental, see about a car or car payment and then what jobs pay. Is that a living wage?
Can you rent or buy the cheepest place in town for one weeks wages? If you can't that is not a living wage.

Answer 3

You are a young, healthy person. You are supposed to work your butt off at this point in your life! I made $2.10 an hour for years. I had no health insurance and didn't go to the dentist for 10 years. Yes, I was poor, but I put myself through college and now I make good money. There's nothing wrong with hard work and sacrifice. It makes you stronger. First of all, I'd rather eat than have a cell phone. If you are missing meals, get rid of your cell phone. If you absolutely need a phone, get a prepaid phone. They cost as little as $10 a month. They aren't fancy, but they do the trick. If you need more money, get a second job. Lots of people work two jobs. Use your first job to pay your expenses, then use the income from your second job to save up for school. Carpool, cook at home (no restaurant food), take on another roommate...there's lots of things you can do. But first of all, stop feeling sorry for yourself. You should be proud of all your hard work.

Answer 4

Maybe its not the amount you need to make but maybe you need to budget your money better. Write down all your Necessities every month. then your luxury items that you can live without. then think do you really need this new outfit or new cd?

also for some down to earth money stuff here is a couple websites and fellas that have show that are really good to check out for someone like yourself.

daveramsey.com or clarkhoward.com either have great concepts on how to budget and look for bargains and to get yourself going in the right direction.

Answer 5

Well you can get your own cell phone website selling free Motorola RAZR's and many more nice phones from large companies like Sprint, Cingular and so on and make at least $50 per sale, no upfront fees or investment costs, completely free and its not one of those home business scams!

http://excelyourbiz.com/workfromhome.html