***Biggest problem is that no one pays for their own health care. Some other third-party (employer, government) pays for it. If a third party paid for your food, you would eat steak everyday. If a third party paid for your cars, you would get an expensive luxury car.
Since someone else pays the bills, the individual pays no attention to what is going on and the cost involved.
Medicare is over 120,000 pages of regulations. Only government is stupid enough to write 120,000 pages of regulations and think that will actually lower health care costs.
People demand that insurance cover every little thing they go to the doctor for. That is ridiculous. Insurance should not cover things like regular appointments and routine yearly test. It just creates paperwork and runs up costs.
Imagine how expensive car insurance would be if car insurance paid for new tires, oil changes, gas, and every other thing you do to your car. And then you would have to fill out paperwork to file a claim. What a nightmare, but that is what people expect from medical insurance.
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2006-11-27 10:00:44
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answer #1
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answered by Zak 5
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I think the custom of employers providing health care plans is a serious problem and does far more harm than good. Most people view this as a benefit your employer should provide, but why? You don't expect your employer to buy your groceries or your house or your car or your oil changes or your clothes. Why health care benefits? Why don't they just give you cash and let you get your own policy?
This custom badly distorts the markets for health care and health insurance, preventing them from evolving into more efficient & productive markets -- because they do not behave like normal consumer markets. The problem is that it separates the consumer from directly paying for the service, and greatly limits consumer choice. There are plenty of other specific problems, but I think this may be the single most important overarching issue.
2006-11-27 17:27:32
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answer #2
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answered by KevinStud99 6
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Negligence.
The Insurance companies do not care about the individual patient. Only what they are paying.
The guide lines (You have to have so much income or so little that there are too many who need healthcare that fall between the cracks).
There is no dental care offered. You can get your teeth pulled
one by one (With Mass Health) and watch while your mouth deforms, but you cannot get assistance in getting your teeth restored. This is ludicrous.
The premiums and co-pays are outrageous.
It takes so long to process claims that Doctors are unwilling to accept some forms of healthcare. (Medicare and Mass Health for example).
Hospitals are too frequently indifferent to patients. My father was left for hours with an infected urinary catheter while nurses and doctors gabbed away in an otherwise empty emergency room.
When my father was in a nursing home unable to use his hands
he was left with a cream cheese and jelly sandwich infront of him. I came in to find him face down in it!!!
What is the biggest problem? Negligence. Doctors and nurses too often have the attitude that it is just a job.
In my experience people go for their medical degrees because of the money they can earn not for the help they can give.
Dentists have no concern for their patients. It is well known
that people don't go to the dentist because of anxiety issues yet no Dentist treats anxiety. They add to the problem. There is no treatment of the patient as a whole.
Doctor's offices are over booked and patients are rushed in and out like cattle with barely 15 minutes for each visit.
I have seen a Doctor pass by my father's hospital room and peek in then mark this down as having visited him. And he billed Medicare for it too!
The biggest problem with our health care services on the part of the health care givers is NEGLIGENCE.
The biggest problem with our health care services on the part of insurance carriers is NEGLIGENCE.
Compassion should be a requirement for everyone in this feild. No matter what their job title.
2006-11-27 17:08:43
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answer #3
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answered by Irma 2
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Greed.
i have worked in healthcare for the past 13 years in the financial end, and it is all about the money. If you have it, you get service, if you don't , well you just don't get healthcare or at least you do not get the best healthcare available. you get the healthcare on call.
2006-11-27 16:53:00
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answer #4
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answered by Txforbis 2
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Rise in medical cost
because of rise in insurance cost
because of rise in medical cost
because of rise in insurance cost
because of rise in medical cost
because of rise in insurance cost
2006-11-27 16:48:56
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answer #5
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answered by NANCY K 6
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