How can I deposit money to another persons checking account?

Question

I'd like to make a deposit to my parents account but unsure how to

Answer 1

You have to have the account number.
The tellers aren't allowed to look up an account for someone other than the account holder, simply for security purposes. As well as following a Privacy Policy. Even if it is just a "deposit" and not taking any money out, it is still against banks Privacy Policy to look up an acct if it is not the account holder present. By doing that, one can be breaking Privacy Policy when looking up an acct that will actually disclose someone actually has an acct at that particular bank. Its happened many times when an exboyfriend/girlfriend wanted to make a "dep" into an acct simply to find out if someone they know banks there.

Answer 2

My parents do this for me all the time ... if you are simply making a deposit, all you need is a deposit slip and cash, check, etc.You can possibly make a deposit without a deposit slip ... simply your parents name (this depends on the bank policies). You may also get the checking account number and routing number at the bottom of a check and provide this to the bank.

Answer 3

that is the beauty of banking now these days, you can do that since a lot of bank have a branch all across united states.

if you know the account number, you can deposit to their bank anywhere as long as it is cash, (check required endorsement by the payee), you can request to memo post the total deposit if its urgent for your folks to get the funds. usually it takes a day to post, once you deposit, the available funds is $100 for their convenience..

for your information, the bank teller will not let you know the balance since your name is not on the account. keep the receipt as a proof of deposit just in case it encounter a discrepancy...

but if this will be a repetitive transaction, you need to have an account with the same bank, talk to the personal banker to set a monthly transfer that you don't need to be present to deal with the transaction...

but if you don't have an account with the same bank as your parents, go to your own bank, set up a wire transfer as long as you have important information like the account number, bank's name, the bank's address and if possible the routing number to send the wire, there will be a transaction fee sending the wire and it is usually effective but costly...

Answer 4

fill out a deposit ticket and you dont necessarily have to have the account number you can tell the tellers that you need to deposit it into your parents account and the teller can look up the account number once you give your parents name you dont need id because you are depositing not withdrawing from the account.

Answer 5

Banks will usually not allow it without the approval the the account holder. If you are planning to do it periodically and both have Bank of America accounts it can be done online as a transfer.

Answer 6

you need the account number and the name on the account. you dont really need ID unless your trying to withdraw. i deposit for my sister every week.

Answer 7

just tell the teller what you want to do, answer their questions honestly, and be sure to get a rfeceipt after the deposit. its that simp.

Answer 8

Funny, I was wondering the same thing myself

Answer 9

Don't think so