2006-11-26 05:01:36 · 7 answers · asked by Anonymous in Business & Finance ➔ Personal Finance
Those payday loan places can really wind up costing you a lot in the end. If you're in a bind, you can go to one of those national tax preperation firms. Several of them offer "holiday loans" or "instant money" loans. They can be paid back with your refund when you file your tax return. You can get up to $1500 in some places, which might be enough to get you through.
If you're really in a pinch, like if you need money for heating, electricity, or food, you can go to a church or synagogue and ask for help - some also offer classes or advice on money management to break the cycle of borrowing. There are a couple of websites I"d suggest on the matter, and I'll attach them.
I realize I don't know how much money you need or why... if you're looking for a mortgage or something you could always try a Credit Union if you're eligible. If you have a 401K or life insurance you can typically borrow against them or from them. If you have an IRA you might be able to get some money out of it, depending on the type of IRA and how much you want to pay in taxes. I have borrowed from my family and my boss, but in those cases it's important to know without question when you will pay them back, and DO it - with interest.
Finally, don't be fooled by anyone who tells you that for a small fee, they will find you a lender. If you have to pay up front for someone to lend you money, it's probably not a good idea - you might never hear from them again.
2006-11-26 05:26:10 · answer #1 · answered by Katie Short, Atheati Princess 6 · 1⤊ 0⤋
Loan shark
2006-11-26 14:21:54 · answer #2 · answered by Grandpa Shark 7 · 0⤊ 0⤋
you have financial institutions other than bank...they are not banks
The basic diff in this two is that bank is allowed to write a negotiable instrument ie chq. which is not allowed to NFO\I
some eg. old mutual funds, morgan stanely etc
2006-11-26 13:05:25 · answer #3 · answered by ashishmulye 3 · 0⤊ 0⤋
you have all kinds of choices,there's pawnshops and signature loans,morgatage co...borrow against a credit card.payday loan..most loan co. with good credit or collatual
2006-11-26 13:13:13 · answer #4 · answered by Hippie 1 · 0⤊ 0⤋
You might try going to a pawn shop, or a payday loan place.
2006-11-26 13:04:12 · answer #5 · answered by Rosey55 D 5 · 1⤊ 0⤋
payday loans, be careful
2006-11-26 13:03:20 · answer #6 · answered by # 1 sweet pea 2 · 0⤊ 0⤋
your parents or siblings!
2006-11-26 13:05:56 · answer #7 · answered by Anonymous · 0⤊ 0⤋