Lets suppose he gets into an accident or if something happens to the car and he decided not to pay for it can I take him to court and summons him to pay for damages?
2006-11-25 14:56:14 · 16 answers · asked by verage50 1 in Politics & Government ➔ Law & Ethics
Possibly, but at the same time the judge is gonna say it's your problem for letting him drive it, knowing he was uninsured. If you DIDN'T know that he was uninsured, the court thing would probably work, because that's his fault for not telling you.
2006-11-25 14:58:27 · answer #1 · answered by Anonymous · 1⤊ 0⤋
No responsibility, he will be covered by your insurance. But if he does, wreck, your rates go up. If there is a deductible and he is your friend I'm sure he will pay it for damage that he incurred. If he doesn't pay the deductible I believe the responsibility will fall to you in a court of law because ultimately you let him drive without any written contract to state what liability he would assume in the case of an accident with him driving your car. A lawyer will tell you for free on the phone, a one time consultation.
2006-11-25 15:03:09 · answer #2 · answered by Faerie loue 5 · 0⤊ 0⤋
No. As the owner of the vehicle you are responsible for what happens to the vehicle thru YOUR insurance even if your friend has their own insurance. You are insuring your VEHICLE first and YOU second. Some insurnace companies will not let you have loan privledges on a vehicle for just such reasons.
Im sorry to say but it is your fault for loaning the vehicle out to someone who has no insurance. I know saying no may have ended the friendship.. BUT going to court will end it as well and now you have legal expenses and a broken car.
2006-11-25 17:41:11 · answer #3 · answered by Texas Tiger 5 · 0⤊ 0⤋
Well if you have full coverage your friend should be insured and your insurance pays for everything execpt the deductable. Now if your friend got into an acciedent they sould pay for that. If you only have liablility on your car and your friend got into an acciendent and says they are not realiable because it is your fault that you let them drive your car. Well there really is nothing you can do. The judge will tell you not to let anyone else drive your car.If they are a real friend they should know that they should pay for the damages. Well good luck
2006-11-25 15:08:11 · answer #4 · answered by Anonymous · 0⤊ 1⤋
As long as you let him use your car, you are fully responsible for all damages he may cause because you should have checked with your insurance policy before you let him borrow the car to see if he was covered. Good luck in court because you will lose.
2006-11-25 14:59:56 · answer #5 · answered by Anonymous · 2⤊ 0⤋
You will both be held responsible. If your friend has no insurance, it will be your insurance rates that go up. You can't take him to court, you agreed to lend him the car in the first place. The court will apply the standard, "You knew or you should have known" that your friend was uninsured.
2006-11-25 14:58:39 · answer #6 · answered by Anonymous · 1⤊ 0⤋
I think you will be out of luck. You are allowing him to borrow your car with full knowledge that he is not insured. He could easily use that as a defense and will probably beat you. Don't you watch court TV shows?
2006-11-25 15:00:23 · answer #7 · answered by dreaming_again2002 4 · 1⤊ 0⤋
I would be more worried about the other party suing you because he doesn't have insurance and you loaned him the car. Your insurance wouldn't pay a dime in this case.
2006-11-25 14:59:21 · answer #8 · answered by retired military wife 5 · 2⤊ 0⤋
The insurance belongs to the car - you insure your car, not the person who borrows it.
2006-11-25 15:04:15 · answer #9 · answered by Ms. K 4 · 0⤊ 0⤋
who owned the car
why did your friend have the car,
did you loan your car to your friend
then you are the person who is lible for the car
2006-11-25 15:08:03 · answer #10 · answered by Wicked 7 · 0⤊ 0⤋