My paycheck is suppose to get garnished and I applied for Legal Aid and was declined. I was mailed pamphlets about debts and noticed it mentioned there can only be one head of household per house and since I'm the only one here do I qualify since I'm single and live alone with no help. Because the most they should be able to garnish then is 10% which I can live with but if its 25% I'm going to fight it as soon as I get the papers if I'm ever served with them officially. I only found out about the garnishement early from online because of a friend. I'm just curious about this and please nice and honest answers or I will report you for abuse.
2006-11-22 08:54:41 · 5 answers · asked by slytherin_95 4 in Business & Finance ➔ Personal Finance
No. Head of Household indicates you have a dependent. If you attempt to file as head of household, you will be prompted to indicate who qualifies you to file as such. If you are not married and have no children, you will be denied.
Depending on what the garnishment is for, I'm sure there are better options you could work out and the sooner YOU make the effort to do so the better off you will be. If it is student loans, contact the lender and request a payment plan and they will work with you to get something affordable (definitely less than 25%), and if the loans are in default you can request a rehabilitation program. If it is credit cards, contact the lender's and see if they will work something out.
2006-11-22 12:25:46 · answer #1 · answered by nativeAZ 5 · 0⤊ 0⤋
I doubt it. To qualify for Head of Household exemption to lower garnishment is similar to the HOH for taxes. Unless you support a child or other dependent, then most likely no. However, if your parents support you over 50%, regardless if you live with them, they can claim the exemption for you.
Also, depending on which state you live, if you are indeed HOH (or not), 100% of your income could be exempt from garnishment.
http://www.BCSAlliance.com has some great information, please check it out. Or just find your state's statutes on garnishment laws.
2006-11-22 18:02:22 · answer #2 · answered by Celeste 6 · 0⤊ 0⤋
Yes of course you can say you are the head of household...you pay the bills and are the only one who lives there.
2006-11-22 17:02:26 · answer #3 · answered by Anonymous · 0⤊ 2⤋
You have to be supporting someone ( a child or elderly parent) to be declared HOH.
2006-11-22 23:30:14 · answer #4 · answered by Steve R 6 · 0⤊ 0⤋
Go for it.
2006-11-22 17:02:39 · answer #5 · answered by Anonymous · 0⤊ 2⤋