Can anyone help me with a respectable unsecured loan company to help for people especially on benifits?

Answer 1

there are no respectable loan companies or banks. they all want the one thing most people have little off and thats your money. yes its near xmas, maybe you need a loan to get pressies but don't be sucked in by the adverts. its time all these parasites had their hydras heads severed. take farepak for example theres all those people who paid upto 1000 quid each all getting nothing in return and the chairman jets of to somewhere exotic. that was only a "savings" club. imagine what a bank or loan company would do if you faulted on a payment.

Answer 2

Hi Susan,

It depends on what kind of benifit that ur on, also how old ur, ru married? have u had any ccj's against u?
If u have and still r a good payer with no probs with ur finances then u may b in luck with one of your local banks or building society. What they usually do is they check u out 2 see what kind of risk ur, the more the risk, the higher bthe intrest rates.

For gods sake, keep away from loan sharks and companies advertised near the back page of ur paper as u will end up in one hell of a state, they charge astrinomical rates, and u can lose everything u posess.

Please feel free to come bhack 2 me as there r other decent companies that u might get help from.
But again, please steer clear of these people who advertise 2 help people in ur state , they can take ur benefit book from u and or threaten u 4 money, or add intrest on top of intrest and so forth. Please talk 2 me if u need further help.

Lastly, ru disabled? if so please get back 2 me asap as I will b able 2 help. I am disabled, and have been since 1989 since my nan died.

Be careful, or u could end up worse.

Jimmy. Scottish Gentleman living in Essex England

Re what the person says about provident, steer well clear.
I 4got to tell u about the cab like another decent person on this site suggests, her words r true.
It depends on how much u want to borrow, if it is only £200 to £300 and u know that u can afford it then as long as u feel u can and r able 2 repay the payments then that's up 2 u.

If u r only on the basic benefits then steer clear, don't borrow ad u will be in this state next year again, I assume u need the money 4 xmas presents? if this is true the get off to the cab, they will help u and show u places where u will get toys etc donated 2u if ur a mum with kids.

As I Said b4, if u r disabled , get back 2 me as I can tell u what 2 do, but only if ur in a position 2 repay.

Good luck and god bless

Answer 3

If you are on benefits you really should not enter into any loan agreement, especially unsecured. You will be in debt forever and will never pay it back.
I suggest that you go to the Citizens Advice Bureau (CAB) and they will advise you on your living in general and then the question of the loan will perhaps not be necessary. They have experts on debt and other problems. Strongly advise this action before you take the loan option.

Answer 4

you could try provident
i use them and i'm on benefits i think the max amout yoiu can get the first time is £300 they do weekly payments and come to your house to collect. my agent is really nice and friendly and lets me skip a week if i'm skint and you dont get charged late payment fines all you ever pay is what you owe there interest is high
but if you have no choice its the best you can do my loan is £300 and i pay £9 a week for 50 weeks
i have a phone no 08453001757
hope this helps

Answer 5

If you can,try to find a credit union (in the UK).
They are set up for, and run by people in the same situation.

Answer 6

Provident, but the APR is 177%

Answer 7

Shopacheck with high interest