Why is it so hard for some to live?

Question

on a budget?
I return, hehe. My neighbor just came over to borrow something and she started out whoa is me are they, they never have any money and live pay check to pay check like MOST americans do. Now keep in mind there are 2 parents and one bitchy teenage daughter who work.

Im like you reduce your debt if you have any? Sell your expensive cars and get something that wont costs an arm and a leg and your daughter can ride the bus to school, she doesnt need a jetta
We make it on one income, yes 40 percent of the time we are payday to payday but I wouldnt buy things I couldnt afford, why don't people understand this? and then get themselves in that position and whine about it?
IF you dont want debt, DONT HAVE IT, RIGHT ?
your thoughts?

Dont get me wrong, i have done those things too but have learned my lessons and yes I do have credit cards. I use them then pay them off before I use them again.Im not a saint!

Answer 1

I AGREE WITH YOU WHOLEHEARTIDLY. I see all these people flipping out their credit cards when it comes to pay. They go to bed worrying, they are thousands of dollars in debt, they probably have all kinds of high blood pressure, ulcers. etc. If I can't pay for it cash, I don't get it. I learned my lesson by putting myself in major debt with credit cards. I have paid them off and now I live a simple life. I have taught my children to appreciate things. Don't get me wrong. I give them what they need, but they are not spoiled little brats. They have learned to appreciate the value of things and money. Excellent question and though provoking.

Answer 2

It is really that simple. Live below your means. If you think you can afford a $200,000 home, buy a $150,000 one. The same with a car, boat, ect. Most people just don't get it. Material things just take over their brain and they can not think.

Answer 3

if only a lot of other ppl thought like that the suicide rate would fall,but in this day of having to beat the nieghbour that doesnt always occur.you may be sensible but spare a thought for the ppl with lonely braincells

Answer 4

i agree these people need to have stupidly expensive cars handbags etc. and most of them are so incredibly numb in the personality area they dont have an idea of the value of money
but just spend spend spend because they want want want and do not know how to say no to their greedy kids

Answer 5

I have to agree with you. So many people live beyond there means or try to keep up with the Jones' but then complain about everything under the sun

Answer 6

I had a neighbor that would ALWAYS borrow stuff, food mainly. They had two incomes, made more than me and the wife, but they had three quads, two new vehicles. I don't know how they made it. I only gave them food because I felt sorry for their kids.

Answer 7

I have to be honest. I ALWAYS want things I can't afford (or shouldn't anyway) My credit cards are always maxed out at the end of the month! It's another one of my addictions.

Answer 8

my thoughts are that ur getting a bit high and mighty. now i have no head for money and live payday to payday , but there is nothing wrong with that. i have food, clothes and rent money and i dont deny myself

Answer 9

Money just seems to escape them.

i run on a simple philosophy. No money, then I can't buy it.

If I have to choose between necessities and luxuries, the luxuries can wait

Answer 10

So what your nagging basically about is that you don't like to give out free sugar! to your neighbors! that's just wrong! now if they want to steel!, cheat!, and lie! their way into your home then you have a problem give them some sugar! is what I say!