If an insurance company accidentally sent you a check for $2,000 would you keep the money?
2006-11-17 08:47:36 · 23 answers · asked by Anonymous in Business & Finance ➔ Other - Business & Finance
No, because it wouldn't belong to me, and one should certainly know that !
2006-11-17 08:52:40 · answer #1 · answered by "Hooks" 3 · 0⤊ 0⤋
I would call them first. Maybe there was a legitimate reason for the check - and then you won't feel guilty, you might even be pleasantly surprised. If you keep it without calling and spend it, and then they later figure out there was an error they will bill your account - and then what? If it is a real error, the WILL most likely figure it out at some point. We all know insurance companies are a big rip off, but if it is not yours, don't keep it. These things have a way of finding their way back to you in the end. OR, if you're one of those people that likes to take risks and doesn't really care about much about anyone else, go ahead and keep it.
2006-11-17 16:55:52 · answer #2 · answered by Suzanne P 1 · 0⤊ 0⤋
First call them back and ask why they send you a check for $2,000??? Whats its for?? And if its for Ur some kind a refund checks for Ur car accident then you should keep it. But if its for something else and they try to trick you into a some kind a program then don't take the check??
2006-11-17 16:52:43 · answer #3 · answered by XI 1 · 0⤊ 0⤋
NO!! The reason being that they have yearly audits and they will find out that they "accidentally" sent you this money and then they will want it back. It will cause you more pain down the road if you keep it.
2006-11-17 16:55:53 · answer #4 · answered by Trish 5 · 0⤊ 0⤋
They did not do it on "accident". If they did you will have to pay it back. This must be a tactic to get you to settle a claim. By accepting the money you are agreeing to their terms of the settlement and you will not be entilted to anything more. Call them but don't cash or deposit the check yet.
2006-11-17 16:50:33 · answer #5 · answered by draftboyg 4 · 0⤊ 0⤋
No. They could always come back and say that it was sent in error to you and can demand for you to return it. Besides, if it was you who sent the money in error to someone else, wouldn't you want the money back?
2006-11-17 16:51:26 · answer #6 · answered by mpicky2 4 · 0⤊ 0⤋
Keep it until they ask for it back. They will definately ask for it back. So you should put it in an interest bearing checking account and at least get something out of the deal.
2006-11-17 16:49:52 · answer #7 · answered by holbrpa 2 · 2⤊ 0⤋
No, because they would probably realize their mistake later. Then, if you'd spent it, you'd have to come up with $2,000 to pay them back.
2006-11-17 16:51:31 · answer #8 · answered by doodlebugg 3 · 0⤊ 0⤋
I would research why they sent it to me because the moment you cash it and don't have it to return is when they audit the books and find the mistake.
2006-11-17 16:50:27 · answer #9 · answered by Anonymous · 0⤊ 0⤋
Reading people's answer, I can now safely say that honesty is dead. Thats the problem with this country, their is no morals left in people.
Inform and return.
2006-11-17 16:56:18 · answer #10 · answered by This Is Not Honor 4 · 0⤊ 0⤋
THERE'S ALLOT OF BOZOS WHO WOULD SAY HELL YEAH ! BUT IF YOU THINK ABOUT IT , THEY WOULD DISCOVER THE MISTAKE AND THEN , YOU WOULD HAVE TO PAY THE MONEY BACK . NOW WHAT YOU'VE SPENT IT , WELL GUESS WHAT ? THEY CAN IN TURN SUE YOU FOR THE MONEY AND IF YOU LOSE , NOT ONLY WILL YOU HAVE TO PAY THE MONEY YOU WILL HAVE TO PAY FOR THAT ATTORNEY YOU HAD TO GET , SO THINK TWICE BEFORE YOU DO SOMETHING WORSE.
2006-11-17 16:56:52 · answer #11 · answered by I'M JUST TRYING TO HELP YOU 3 · 0⤊ 0⤋