credit problems....?

Question

whats the best way to increase my credits and have an incredible good credit?

Answer 1

pay all bills on time

do not max out your credit card. this actually lowers your score. for example if your credit card limit is $12000 do not keep a bal of more than 3000.do not keep more than 2 credit cards. when it comes time to make payments pay more than the minimum balance. try to get the company to lower your interest rate. do not use credit cards for impulse shopping. keep it for emergency purposes. do not use one credit card to pay for another.

get a auto loan, it looks good when u show that u can make mulitple payments on time.