Do you think that smokers and obese people should pay more for health insurance in the USA?

Question

...In order to help the tons and tons of people without insurance to get insured?

Answer 1

What about people who have a family history of cancer or diseases? Where to you draw a line at?
So my answer to this is NO

Answer 2

Got news for you sweetie, they do. On average a smoker, if they can get insurance at all pays twice what a non-smoker pays. And obesity, finally recognized (a little late) as a growing problem has also raised rates for those with added weight. (again if they can get insured at all) The reason health insurance is so expensive for everyone is because the name of the game in the insurance industry is MAKING MONEY, they could care less about the needs of the general populace. Their lobbyists in DC cost the insurance industry millions to maintain, but without them....we'd probably have national healthcare at this point. Every other modern nation on this planet has national healthcare....it is a basic human right. But here, in the good old USA, screw rights, get the money.

Answer 3

I think smokers should pay a premium for insurance. No doubt.

The problem with the idea of charging obese people more for insurance is that obese people can, in fact, be medically healthy with few ill side effects. It has been argued that you could use a metric such as body mass index, but that too is not a full reflection of their current & future health issues.

Again, smokers? Absolutely should pay, along with anyone who fails a drug test.

Answer 4

No. Because smokers and obese people are just like everyone else and need healthcare too. They just require a little more attention, if they get sick or something. But it is no different than a non smoker who gets cancer and requires more attention than others or obese people who are obese because of a malfunction in their bodies, not because they overeat. So, no I do not think that they should have to pay more for health insurance. It already so hard and expensive to get as it is.

Answer 5

yes to smokers, and depending on the ammount of obesity,
; also the national health systems that are free in many countries should charge a percentage of the treatment to smokers, and drinkers and the obese if their health problem is related to this situation in both cases. Not when there is an accident or something that has nothing to do. But it would be a rgeat idea to realy make people responsible for their own bad choices

Answer 6

No, that socialism and communistic.
How about we make people who eat beans pay more to help prevent green house gasses?
Should we charge people who eat popcorn for those who have no dental insurance?
If people want to get insured then they should do what the rest of us do; pay for it or find a job that offers it.
You can't single out some to provide for others.
I smoke and pay more for insurance but i rarely go to the doctor.
Now if some one does not smoke and gets cancer he paid the lower amount how is that fare? How fat do you have to be to pay more? What if you're only 3 pounds over the weight set? If you lose it will you drop to a lower rate?
Smokers and fat people are a target group and you are picking on them. Not a very liberal thing to do.

Answer 7

The only people that should pay more for insurance are the people who don't have any..... if you have a job there is no reason why you can't afford a basic health insurance plan, get off the people who do work and pay for these things.

Answer 8

Most who pay for their own plans do. If they are on a group plan it could raise the rates for an entire group. Most plans offer treatments to stop smoking and get healthier. If the patient chooses not to take it, it's their right. Choosing to have a large family can also raise rates and health problems. There are also treatment options for that and most people wouldn't even consider them. What we need to do is spend time and money on cures and choosing a healthier lifestyle, not on pills.

Answer 9

This, my pal, opens the door to many greater regulations. What approximately people who have been given an infection as a results of fact of a piercing? no one says you had to get a piercing. What approximately people who drink alcohol, people who paint homes as a dwelling, people who're in consistent touch with chlorine, people who've quite some allergies, etc.

Answer 10

No. The next will be people who are born with a birth defect will be denied healthcare. It's a slippery slope. Healthcare is healthcare, no matter what your ailments. And sweetie let me inform you, as you get older you will have ailments!