What would be a good starter credit card?

Question

Hi, I am just about 19 and I am looking to get a credit card, but I don't know what one to go with. I don't plan on using it like crazy and I don't have the intention of paying it off for years, but at the same time, I don't want to take the chance and have a high intrest rate incase something comes up. Does anyone know of a good starter credit card?

Answer 1

They're right with Capital One. That was my first card long ago. They started me off at 500 bucks. I used to charge stuff just so I could pay it off when the bill came. This built very good credit. Next thing I knew I was recieving lots of card offers.
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Answer 2

Starter Credit Cards

Answer 3

if you are getting a credit card to accomplish credit get a credit card from your favorite store where you buy clothes i got my daughter a credit card to build her credit but i made her pay the whole bill when it came thats how you get good credit i am buying her a navagator for xmas but i am putting it on her card and when the bill comes in i will pay for it you can get in alot of trouble with credit cards when i was young like you before i knew it i had a 5,000 dollar credit card bill so be careful

Answer 4

Doesn't much matter -- just get one that has no monthly or annual fees. Interest rate won't matter if you pay off the full balance every month, which you should do. If you can't pay off the full balance every month, you shouldn't have a credit card. Staying in debt is a very bad habit to get into!

Answer 5

I were given my first mastercard at age 18 - at the same time as i replaced right into a freshman in college (that replaced into purely 4 years in the past). My decrease replaced into $500 and is now $1600 - simply by paying on time, under no circumstances going over the decrease, and so on . . . Having a mastercard has been tremendous for me. i replaced into able to get a automobile and not using a co-signer, surpassed a credit examine for a condo resources conveniently and hence replaced into waived the appliance expenses and hefty deposit, replaced into approved for utilities in my call without putting down a $three hundred deposit, were given student loans for regulation college and not using a co-signer, and so on . . . notwithstanding, i replaced into very disciplined with my mastercard. I used it to purely to purchase needs and continually paid it again, quite a lot in finished, each actuality. i replaced into under no circumstances previous due. I now have 2 charge playing cards and my charges of activity on both are very small - 9% for one and 13% for the different. in case you get a mastercard, ascertain you are able to manage the optimal decrease (once you're a student, do not get a mastercard with a $2000 decrease) - which in turn represents your minimum month-to-month price. also, keep round and get a card that wouldn't have annual/month-to-month expenses and that has a low activity price (<15% is fantastic). ascertain you're also prepared adequate to undergo in concepts at the same time as the bill is due and manage your funds properly.

Answer 6

Capital One offers good student and starting cards, low credit limits, usually no fees.

Answer 7

A Sears card or your personal bank credit card also

Answer 8

for a credit card try visa...it is almost accepted everywhere and a reliable company

Answer 9

consult your local bank and they have starter cards with low limits to get you going

Answer 10

Read this article on building credit:

http://www.expert-credit-advice.com/building_credit.htm