which mortgage company has the best rate?

Answer 1

You are looking for a silver bullet answer, and it doesn't exist. If you're an A paper borrower with plenty of equity, the list of lenders who are likely to be competitive is completely different than if you have a subprime credit score and are looking for a 100% purchase. There are any number of factors that could change the answer. Nor is reputation a guide - particularly reputation of the company. It all depends upon the individual loan officer.

There is no substitute for shopping around and asking if they will guarantee their quote. Very few loan companies or loan officers will do so in a meaningful way. Mostly, it's tell you one thing to sign you up, then after you've committed, deliver something else at closing when it would take a month for anybody else to do the loan and you need it now.

Answer 2

Mortgage rates depend on your particular loan need. My company has been able to help many clients such as yourself find the best loan programs for their particular needs. Feel free to log onto http://wwww.justgetaloan.net fill out a complete application and you can get a fast free pre-approval for loan programs with low rates, great terms and service to fit your needs. For additional information feel free to contact me Jenold Freeman directly at 866 530 7300 ext 7305 or by email at [e-mail] for further assistance.

Answer 3

Your interest rate on any loan is based partly on your credit score and rating, the better the score, the lower the interest rate you qualify for. Most of my experience has been with Countrywide and I am very happy with their service.

Answer 4

depends on the type of loan you need. I can do 1% on a pay option arm. there are alot of different loan options out there and they all have different rates depending on your credit score.

Answer 5

i guess best rate, i can get 3.5% for a limited time.

but general rate is about 5.2%

best rate 5-yr closed 5.18% cervus financial