Speeding tickets and isurance ?

Question

I have recieved a speeding ticket and do not want to contest it but I would like to know if there is anyway to get it reduced to the point that my isurance Co will not be notified. I dont mind paying the fine, I was speeding but I would like to keep this from raising my premiums.

Answer 1

Just take defensive driving. Most states allow you to take it once a year or every 2 years for the purpose removing the fine and keeping the points off your insurance.

Answer 2

Always go to court on speeding tickets. Usually you dont even have to say anything and the judge will automatically reduce the points and the fine.

I needed to edit this question because I got this forward today. However, I DO NOT think this is legal.

WHAT TO DO, IF YOU GET A TRAFFIC TICKET
>
> This advice was sent by a retired State Farm
> agent!
>
>
> This system has been tried and it works in
> every state. If you get a
>
>
> speeding ticket or if you got a ticket going
> through a red light or whatever the case may
>
>
> be, you're going to get points charged against
> you on your license. Points cost you money!
>
>
> This is a method to ensure that you DO NOT get
> the points.
>
>
> When you get your fine, send in a check to pay
> for it. However, if the fine is
>
>
> $79.00 (for example) make the check out for
> $82.00 or some small amount over the
>
>
> fine.
>
>
> The system will then have to send you back a
> check for the difference,
>
>
> however here is the trick.
>
>
> DO NOT CASH THE REFUND CHECK!
>
>
> Throw it away!
>
>
> Points are not assessed to your license until
> all financial
>
>
> transactions are complete. If you do not cash
> the check, then the
>
>
> transactions are NOT complete. The system has
> received it's money and
>
>
> is satisfied and will no longer bother you.
>
>
> This information comes from an unmentionable
> computer company that
>
>
> sets up the standard databases used by every
> state.
>
>
> Send this to everyone you know.
>
>
> You never know when they may need a break.

Answer 3

Depending upon your state, you may want to hire an attorney and contact the prosecutor. In some places, prosecutors have discretion to lower the charges or change them altogether ("charge bargaining.") For example, from speeding down to a noisy muffler or other non-moving violation. In some places, the prosecutor will only do this if you engage the services of a lawyer (probably one they know and see.) So you have the choice of either paying more in insurance or paying a lawyer a few hundred bucks to handle the matter. Ask around; read those "get out of speeding tickets" books at the library or at Barnes & Noble. It will depend on your state.

Answer 4

Contest the ticket. What you are proposing could be considered insurance fraud. That will cost you alot more in the long run.