Can someone please provide me with help/answer to this question. Your help would be great. Grant?

Question

I don't know if this is the correct place but I am disabled and on benefit, i can't work again but i am looking for a company to provide me with a Personal Loan but am having trouble getting one because most ask if your in fulltime work, if not they wont accept you with a loan, does anyone know of a website/ name of a compant which could help me. Your help would be great. thank You. Grant

Answer 1

what country are you in?

Answer 2

try the link below to check that you are getting all the benefits you are entitled to.
i know a lot of people on here moan about people on benefits but i feel that there are some people who deserve them and you sound like one of them.

if you still want the loan put disabled loans into the yahoo search and there are a few that pop up, not sure how good they are so check them out before signing up.

Answer 3

Not sure what country you are in but i am sure if you are from the U.K. you should be able to get a grant........... Here in South Africa i saw a programme on T.V. called quads for quads.. this been a quad bike going from Durban to Johannesburg and they were really able to raise alot of money you might wont to think about doing something like this in your area, try going onto this site.
www.quadbikesa.co.za
this might help as i say i am not sure what the loan is for but if you are looking at getting alot of quad guys a chance then this is the one to do for the guys and girls and alot of money can be made doing this..........

Answer 4

I think the better question to ask is how can you achieve whatever the loan is achieving without a loan? Most times when you find it difficult to get a loan it's because it's a bad idea for you anyway.

Answer 5

The Government has created a portal to help individuals who need benefits because of life events. Visit http://www.govbenefits.gov

Use the drop down button
DO YOU NEED BENEFITS BECAUSE OF A LIFE EVENT?
Choose the life situation best applicable to you and then see if you qualify for the available government assistance.

Forget grant money - there's hardly any money for individuals. Go to the Catalog of Federal Domestic Assistance (CFDA) and Grants.gov - these are two sites created by the federal government to provide transparency and information on grants. But you'd be hard pressed to find any grant that would support individuals.

You can go to the Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two FREE sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support your purposes.

Even if you buy books on "how to get grants" or list that supposedly has information on grants -- all of them are mere rehash of what CFDA has, albeit packaged differently.

Note though that these grants generally support non-profit organizations, intermediary lending institutions, and state and local governments. Most of the federal grants are given to specific target groups with specific requirements (e.g. minority business owners involved in transportation related contracts emanating from DOT - Grant#20.905 Disadvantaged Business Enterprises Short Term Lending Program. Individuals especially for personal purposes are not eligible for federal grants.

Grants are also often given to non profit groups or organizations involved in training or other similar activities (grant 59.043 Women's Business Ownership Assistance that are given to those who will create women's business center that will train women entrepreneurs

The government is NOT in the business of giving away free money for the sake of giving away money. Grants are free, but it means OBLIGATION. You will be obligated to do as the grant sets out to do. Grants have objectives, and your purpose must fit the objective of the grant.

For one, you have to write the grant application and the grant application is not a simple document - you have to explain how your purpose for applying for the grant fits well with the objectives set out by the grant. Grants have objectives, and the grant applications that best captures the grant's objectives are approved.

There is a stringent review process through a committee composed of federal employees and selected experts in the field. You will compete with other applicants for the grant money, and this grant review committee will evaluate the merits of each proposal. Only those that they feel exemplifies the objective of the grant will be approved.

Answer 6

Have you ever heard of disability life insurance? It could help you, try locating a finacial advisor like MetLife or something.

Answer 7

Have a look here regarding Government loans. It depends what benefit you are on, what you want it for and how much. http://www.jobcentreplus.gov.uk/JCP/Customers/WorkingAgeBenefits/Dev_008440.xml.html

Answer 8

lf you live in UK and on benefits you could prob get a loan from the benefits agency.

Answer 9

Hi!

Go and visit your local Citizens Advice Bureau.

If they can't help you, I bet they know a man who can!

Best of luck!

Answer 10

Good Luck ! !