equifax transunion or experian wich one is the best to check your credit?

Answer 1

All three are the major bureaus that pretty much every lender uses. You can pay a little extra to get a tri-merged report, which will contain scores from all three. We as mortgage lenders use the middle score to determine what programs my clients qualify for. Keep in mind that when you pull your own report, that you're score will differ than if a lender were to pull it. This is due to the fact that when a creditor pulls your credit, that there is a good chance that they are providing you with credit of some sort, which can bring your score down. That's why, if you have several companies pull your credit, that your score will drop. This is true for all creditors except for mortgage loans and auto loans, since there was a law passed by the Fed's which states that you have a 14 day period in which you can have your credit pulled by multiple lenders and it will only affect your score as if it were only pulled once.

Hope this helps.

Answer 2

This Site Might Help You.

RE:
equifax transunion or experian wich one is the best to check your credit?

Answer 3

If you get a credit check all three will have a different credit rating # for you. Each company is good.

Answer 4

All very good. You can check all 3 for free once a year. It's a good idea to do all three. Different things can come up on different reports.

Answer 5

All 3 companies are horrible and inaccurate, so you want to check your rating on all 3 of them because when you apply for credit, the creditors check all 3 of them.

Make sure to double-check the history they list. If anything is wrong, correect it immediatly.

Answer 6

Equifax Or Transunion

Answer 7

Transunion Or Equifax

Answer 8

Department store credit cards.

Answer 9

Best to check them all. It's free once a year:

http://www.annualcreditreport.com

Answer 10

Maybe that's right