I purchased a house 2 years ago and asked for an appraisal of my home at closing. To my knowledge, it was never sent to me. I've tried to contact the loan officer i worked with to see if she would have a copy of it in their records. She will not answer or return my calls. I need to have it by Sunday if at all possible. Does anyone know if my loan officer would have the appraisal in the first place, or do I need to enquire about it somewhere else?
2006-11-14 06:54:14 · 8 answers · asked by Anonymous in Business & Finance ➔ Renting & Real Estate
If you have the number of the appraiser start there. The loan officer may or may not have it. It would be a part of your file and most lenders do not give copies to the loan officer.
A 2 year old appraisal has no current value, just as a side note.
I write a blog on the subject of credit management, mortgages, real estate trends, etc. Check it out for more information that may be helpful.
2006-11-14 06:57:53 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Your loan originator does not have your appraisal. The company that she works for will have one in the file for at least 3 years. After three years the file can be shredded.
Call the "original" broker, if you used one, or the bank. If the loan has been sold the originating bank or broker will still have a copy of the loan package.
2006-11-14 07:06:31 · answer #2 · answered by anne l 1 · 1⤊ 0⤋
The bank that did your financing will also have a copy. But they are under no obligation to give it to you neither is the appraiser since he is hired by the bank and NOT you. Best bet is to try and see if the LO archived a copy. More likely the file has since been purged...
2006-11-14 07:41:32 · answer #3 · answered by boston857 5 · 0⤊ 0⤋
You paid the lender to have an appraisal performed. although, the lender ordered and owns the appraisal, in spite of in case you footed the expenses of same. contact the appraiser in contact for a replica of the appraisal. do not anticipate to get same and not using a fee.
2016-11-24 19:35:30 · answer #4 · answered by ? 4 · 0⤊ 0⤋
you need a hone sat person to help you try ask Jeeves.com or buy a book on appraisal ,or check one out from the library so you no a little something about it.
2006-11-14 07:01:26 · answer #5 · answered by Anonymous · 0⤊ 1⤋
It takes 7 seconds for the YahooAnswers webpage to load for me to be able to click on the [add your answer] box. does this mean my computer is slow??
2016-08-23 10:40:01 · answer #6 · answered by Anonymous · 0⤊ 0⤋
Don't believe that is right
2016-08-08 19:20:29 · answer #7 · answered by Anonymous · 0⤊ 0⤋
show up at there door step - you paid for it , it's yours
2006-11-14 07:01:46 · answer #8 · answered by autumn 5 · 0⤊ 1⤋