2006-11-13 06:04:12 · 17 answers · asked by Anonymous in Family & Relationships ➔ Marriage & Divorce
there are differing opinions here... so who's right?
2006-11-13 06:16:49 · update #1
I used to be a bill collector. Although you can't be held responsible for accounts your name weren't on, they can still try and collect from you. If they do, send them a copy of the death certificate along with a "Notice to Quit" stating that your name was not on the account, you're not paying it and you don't want them to contact you again. Make sure it's sent certified or with delievery confirmation and keep a copy.
2006-11-13 09:30:21 · answer #1 · answered by LilRedHrdGrl 2 · 0⤊ 1⤋
so a strategies as i comprehend, if the spouse replaced into no longer an account holder on his charge playing cards, then i ought to say no. If he has an resources, notwithstanding, the mastercard agencies can/will flow after that. If the spouse is an account holder, then she continues to be responsible for the debt.
2016-10-16 08:47:57 · answer #2 · answered by ? 4 · 0⤊ 0⤋
most likely what will happen is the credit companies have the ability to put a lein on any assets the wife may have had. and the amount can be pulled from that. in which case the husband will lose whatever the credit companies from the ending assets. And if the husband co-signed on any of the initial loans or purchases, then yes he can be held liable.
2006-11-13 06:07:50 · answer #3 · answered by Bella 5 · 1⤊ 1⤋
Did She Have A Will? Was It Probated? If Not You Will Be Responsable For That DEBT
2006-11-13 06:23:26 · answer #4 · answered by bob r 4 · 1⤊ 0⤋
Unfortunately yes. Any outstanding debts of a deceased person are taken out of their estate, and if there isn't enough, the surviving spouse or family might have to deal with it. I suggest you consult a lawyer on the issue.
2006-11-13 06:06:34 · answer #5 · answered by Blue Jean 6 · 1⤊ 0⤋
Not unless you are also signed on the debt. However, the creditor may choose to tap the estate thru probate in order to get paid. But if it's credit cards, usually they won't do that. If the creditor has a secured debt, they can take back their security.
2006-11-13 06:07:42 · answer #6 · answered by Anonymous · 0⤊ 1⤋
The law says you are unless you get an attorney to waive this responsibility being that you did not make her debt and have no means of money to pay them.
2006-11-13 06:07:25 · answer #7 · answered by JoJoBa 6 · 1⤊ 0⤋
It depends on which state you're in: in a community property state, yes. If not a community property state, it depends on whether the debts are in her name only or both.
If it's deemed "shared debt", then yes. That's what life insurance policies are most often used for - to cover debts left behind.
2006-11-13 06:09:17 · answer #8 · answered by 40yomama 4 · 0⤊ 1⤋
The Husband would be responsible only for accounts in both their names. If the Wife had credit cards or loans in her name only, the Husband is not liable.
2006-11-13 09:03:06 · answer #9 · answered by Anonymous · 0⤊ 1⤋
Unfortunately, yes. The debts are also that of the spouse whether in life or in death.
2006-11-13 06:06:09 · answer #10 · answered by JC 7 · 1⤊ 0⤋