2006-11-09 10:25:29 · 6 answers · asked by D!me D!va 2 in Business & Finance ➔ Personal Finance
When you file, you list all of the debts that you want have. If you do not list it, it will not be taken away. I believe that they are not supposed to garnish your wages as long as your bankruptcy went through, but I'd talk to your lawyer.
2006-11-09 10:27:43 · answer #1 · answered by speedy_me18 5 · 0⤊ 0⤋
Get with your attorney and find out about the fact of Chapter 7. The longer you hesitate the worse this situation will be. I think that once a bankruptcy has been filed, the creditors are no longer will be a burden in the future. They say, once a bankruptcy has been filed, your credit is better.
2006-11-09 10:32:25 · answer #2 · answered by Mona 2 · 0⤊ 0⤋
Yes, bankruptcies stop garnishes and judgements. Talk to a lawyer for details, by setting up a free consultation. Many lawyers do that these days.
2006-11-10 08:32:14 · answer #3 · answered by CJ 6 · 0⤊ 0⤋
Yes. It should stop a garnishment. Have your employer contact your attorney or have your attorney contact your employer. Also, the attorney that is handling the garnishment for that lender needs to be notified to stop the garnishment.
Also - you have the right to request a refund of money paid to lenders within "x" number of days prior to your bankruptcy petition. I believe the time line is 60 days. Talk to your attorney about this.
Good luck.
Also - remember child support is one debt that is exempt from bankruptcy protection - as are many US government backed student loans.
2006-11-09 14:40:46 · answer #4 · answered by chey_one 3 · 1⤊ 0⤋
Not necessarily. Filing bankruptcy doesn't void when a court has issued a judgement against you that results in a garnishment.
2006-11-09 10:26:52 · answer #5 · answered by ? 5 · 0⤊ 0⤋
If you listed the creditor and it was accepted by the bankruptcy court, that creditor can not collect from you. Tell the creditor you filed bankruptcy on that account and give them your lawyer's name and phone number. You should have a list of the creditors you listed for bankruptcy, if you forgot to list one, that account is not discharged. If you listed an account that the court would not recognize, your lawyer would have told you to take it off your list. Do not pay any creditor listed when you filed .
2006-11-11 14:22:58 · answer #6 · answered by RY 5 · 0⤊ 0⤋