I don't have any relatives and friends to help me.
I know I won't be able to make the second upcoming payment as well.
Are there Grants or programs to prevent my house going into foreclosure?
2006-11-09 03:42:04 · 9 answers · asked by robbystar2006 1 in Business & Finance ➔ Personal Finance
Call your mortgage company, tell them the situation. They may have a program themselves were you don't have to pay while you are in layoff status. Or, they may at least be able to work out a deal where you CAN afford to make the payment.
If that doesn't work, I suggest you sell your home and buy a cheaper one.
2006-11-09 03:45:10 · answer #1 · answered by Phoenix, Wise Guru 7 · 1⤊ 0⤋
Talk with your mortgage company. Don't hide from them. Ask to have interest only or a deferral of payments. Don't let your mortgage payment bounce - talk with the company beforehand! And you never know, what if they know of someone hiring in your field? Stranger things have happened.
A different response suggested selling your house and buying a smaller one but being laid off you may not be able to get a new mortgage.
2006-11-09 03:49:00 · answer #2 · answered by Lily 5 · 1⤊ 0⤋
UPDATED!!!!
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2006-11-09 08:27:28 · answer #3 · answered by Anonymous · 0⤊ 2⤋
Let the mortgage co. know ahead of time, once I had a trlr. and they put like three or four payments off and I signed another contract that those payments had to be made after the last payment on the loan was made, kind of like a lein but it isn't a lein.
2006-11-09 03:50:43 · answer #4 · answered by dean-propps@sbcglobal.net 2 · 1⤊ 0⤋
do u receive unemployment?
best way is to call mortgage company and work with them, some lenders are nice and they won't screw your credit right away. may be they will offer you some deal. also you car try getting loan (line of credit or 2nd mortgage) from credit union or a bank
good luck
2006-11-09 03:56:33 · answer #5 · answered by Ted 4 · 0⤊ 0⤋
Visit Dave Ramsey.com He has great advice on this type of stuff. Seems like lately I should work for the guy as much as I am promoting him...LOL
Glenn Kawesch
2006-11-09 03:45:57 · answer #6 · answered by glenn kawesch 1 · 0⤊ 0⤋
Get off your behind and get a job. Any job is better than no job. Restaurants are always hiring. Dept. stores always need help, especially now before Christmas. There is no excuse for not working.
2006-11-09 03:54:39 · answer #7 · answered by notyou311 7 · 1⤊ 1⤋
If you have equity sell before you lose it. It makes no sense to lose all your equity. Sell and rent till you find a new job.
2006-11-09 03:50:10 · answer #8 · answered by Bruce Tzu 5 · 0⤊ 0⤋
You should have gotten off your lazy behind seven months ago and found a job. You knew your savings would eventually run out and you would need money.
Get off the internet and go to work!
2006-11-09 03:47:05 · answer #9 · answered by 07jaggrad 3 · 0⤊ 5⤋