My credit history bites.
2006-11-09 03:23:49 · 6 answers · asked by SheRa 3 in Business & Finance ➔ Personal Finance
If I had cash I'd have a car already. I own 1 car but my husbands is about to go out and we need one for him.
2006-11-09 03:28:27 · update #1
Do you have bad credit or just no credit history? If it's the former your best bet would be to wait until your 'bad' credit drops off or is 'seasoned.' If you just have no history - try and apply at Sears or local department stores. Do NOT run up the cards! Use them of course, but not more than what you can comfortably pay off in a month. Once you have been paying on them for 12-24 months you should be able to get a car loan with your local bank. If that is too long of time frame you may have to see a used car dealer that offers their own financing (BEWARE - the rates will be horrible and payments high for the quality of vehicle you get from such a place).
Another option would be to see if a friend or relative would be willing to lend you some money though this can cause serious problems if you fail to pay them back.
Good Luck!
2006-11-09 03:29:07 · answer #1 · answered by Scotsman 5 · 0⤊ 0⤋
"My credit history bites."
This is a funny line to describe credit mess. Been there dearie and yeah it su_cks! got my home loan from NHBS, Inc they have great consumer loans program and you might want to chek with them, wait Ill look for the site...ok its
http://www.newhorizon.org/
Goodluck dearie
2006-11-09 11:34:57 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Depending on your situation you may be able to get a great deal on a car loan here. http://www.autoapproved.com It works!
2006-11-10 01:14:17 · answer #3 · answered by gorgesauto 1 · 0⤊ 0⤋
Save up and pay cash for it, or get a co-signer. That all I know how to do.
2006-11-09 11:25:34 · answer #4 · answered by Let ME be President! 4 · 0⤊ 1⤋
It is called Cash!
2006-11-09 11:25:21 · answer #5 · answered by golferwhoworks 7 · 0⤊ 1⤋
There are plenty of buy here pay here lots.
2006-11-09 11:31:02 · answer #6 · answered by Zelda 6 · 0⤊ 0⤋