i need to open a checking account?

Question

is there a way to open a checking account with no credit check

Answer 1

I didnt have to have a credit check all I had to have was an ID and a hundred bucks.

Answer 2

Unless you are applying for credit, there wouldn't be a credit check. Some banks will check with Chex Systems, which shares with the bank is the person has misused an account in the pasts. Things such as monies owed to another institution will come up. Chex Systems does not make the final decision on wheter the account is opened or denied. The bank decides if they want to open that account or not.

Answer 3

i didnt have a credit check when I opened a checking account. I just said I wanted to open an account, showed two forms of ID and proof of address and gave them 250 in cash. It took 5 minutes.

Answer 4

I got a checking account with an out of state ID, electric bill (for proof of address) and $300 at Commerce Bank. I owed thousands in hospital and phone bills. No one checked my credit.

Answer 5

Ya, go to your banking and tel them you want to open a checking account. probably wont be free to open 1 up but it'll be preatty cheap

Answer 6

JUST GO TO THE BANK AND TELL THEM THAT YOU WANT TO OPEN A CHECKING ACCOUNT AND MAYBE THEY CAN HELP YOU

Answer 7

some banks will do that for you with no credit check. just call around and find one in your area.

Answer 8

of course, credit check is for credit cards

Answer 9

Haha money makes up the man these days. he has the money he has the power it made me chuckle have a star good one!

Answer 10

I've always been able to.