The thing that turned the corner for me from being broke all the time, to saving, was realizing that the little stuff really adds up.
I used to think "if I only had more money, then I'll be able to save", and wouldn't save anything unless I had an "extra" $200 or so.
But saving a dollar here, a dollar there, really adds up, and now I have about $40,000 saved up.
Another good habit I got into;
No impulse buying. If I see something I just "have" to have, I don't get it. I figure if I really need it, I'll make a special trip on another day.
Guess what? About 90% of the time, I realize I really didn't need it.
2006-11-08 11:09:42
·
answer #1
·
answered by dork 7
·
0⤊
0⤋
For me, every time I get a raise I calculate the percentage to go towards my 401k, or IRA. That way I'm still living off of what I was and it doesn't feel any different to me, but the money really ads up fast. Also, with those types of accounts you can't get it out unless it is a specific type of emergency. Anyway, that's what finally worked for me after years of not saving a dime.
2006-11-08 19:02:50
·
answer #2
·
answered by karen W 4
·
0⤊
0⤋
Start to work online and dont ever touch that extra cash, what you are making in your spare time. To work online, I would like to share a link where you can make $600 in a month working at home. The work need to be done is posting a discussion and answering a discussion. the link is:
http://tinyurl.com/yhzzph
if you will work hard you can even make $1000-$1500 or more.. it all depends on your usage pattern. I worked for 1 hour daily last month and i got paid $238 for the last month. Its not bad after all, i am happy and making more. After sign up, do mail me to know the tips on how to increase your earning.
Please let me know, if you have any queries. I will try my best to give you right answer
2006-11-09 07:19:21
·
answer #3
·
answered by Anonymous
·
0⤊
0⤋
Pay your self first is the best advice.Take 10% of your net pay & put it in a mutual fund & watch it grow.Compounding interest will do good over time.Good Luck
2006-11-08 19:34:52
·
answer #4
·
answered by hdf69 5
·
0⤊
0⤋
Figure out what you need to live on, learn to live with less, bank the rest and never touch what you bank.
I do this and it DOES work
2006-11-08 19:04:29
·
answer #5
·
answered by ? 4
·
0⤊
0⤋
Always pay yourself first. Read the Automatic Millionaire. It has sensible advice.
2006-11-08 18:58:49
·
answer #6
·
answered by judirose2001 5
·
0⤊
0⤋
piggy bank
2006-11-08 19:03:42
·
answer #7
·
answered by . 7
·
0⤊
0⤋
by buying bonds.
2006-11-08 18:59:18
·
answer #8
·
answered by Lili Pandele 1
·
0⤊
0⤋
Don't spend it
2006-11-08 18:59:10
·
answer #9
·
answered by Bill 6
·
0⤊
1⤋