Do liens transfer from previous owner to current owner when ownership is transfered with a quick claim deed?

Question

my grandmother recently had a quick claim deed to transfer her property into my name and no title search was done. if there any outstanding liens on the house will they now be my responsibility?

ok, the lien was placed on an outstanding debt she had (she wasnt aware of it because a very close family member used her credit card then did not pay. to avoid her knowing what they had done to her i paid on the debt for 2 years but missed a payment and they recieved a judgment that placed a lien on her property. what i need to know is even if there is a lien, is the transfer still binding....and is the lien now my responsibility absolving her from any responsibility. (the knowledge of this would break her heart because it was her only son so i would rather pay it myself rather than risk the effect it would have on her.

the house is free of any mortgages if that clarifies any further.

Answer 1

If there is a lien on the property you are stuck w it- D

Answer 2

When it comes to liens, there are generral two kinds: 1) those that follow the borrower. These are usually loans made to the borrower where the real estate is used as collateral and they genarrly follow the borrower. Although, they can afect how the asset is transferred e.g. mortgages have to be paid off in full for the property to transfer etc 2) those that affix to the real estate. Usually real estate tax liens, both federal & state, follow the asset and they too can affect how the property is transferred. From them to be released from the title, they have to be paid off.

It is always advisable to do a lien search of the title even when the asset is changing hands btw family, so as to avoid problems down the road. Also, a good idea to get title insuarnce to protect you from imperfect titles.

Answer 3

A lien is the responsibility of the person who acquired it; However a lien that is secured by the property remains secured by the property. So, if the borrower does not make good the loan the lender has rights to the property.