How would you invest $50,000.00?

Answer 1

Maybe we could get together over a ...ummm ... milk-shake ... and discuss your dilema :) ...lol

Answer 2

I would invest it in a game called sector 13. They need around 50k to get the connectivity kits needed to connect to x-box live. I'd use the 50k to invest in the game. It's really great and fun to play.
This kind of investment would let you get a great return on the money.

The company has 5+ people that spend their extra time working on the game. Well, a few more now that the game is running and more graphic designers are volunteering and they are getting towards the end of the project. Everyone has been spending their time working on it with the hopes that it will make money. It's appeared at several game conferences.

If you are interested in looking at the game it is at ...
http://www.reactorinteractive.net/

Until they get the money the group plans on creating the game for the pc and selling it online. Once enough capital is raised they will be moving the game to xbox live. Check out the sight. It should be coming out soon on pc, so stay tuned. :)

Answer 3

You should divide it into three sections. The first section is your emergency fund. You should have enough money to cover a fourth or even one half of your annual expenses. A Katrina like disaster can happen to you. You could divide half into your checking account and half into a money market account. It can take three bank days to transfer the funds out of the money market account and into your checking account.

The next split is short term goals. With $16,000 you can buy a car every 20 years basically free. You can add more to replace your stove, refrigerator and TV set the same way. I would suggest ETFs that cover foreign developing countries for this.

The final split is in your your retirement account which should be in a Roth IRA. You can only max up to $4,000 or so a year, but it's tax free when you withdraw and there is no minimum time when you can withdraw like you have to with a regular IRA (which is like 72 1/2 years). SPY, QQQQ, banks, and utility ETFs are examples of good investments for the long term.

Answer 4

Depends entirely on how long you want to invest it for.

For a short term investment, a CD is probably appropriate. You get better rates than a savings account, by committing the money for a number of months.

For medium term, maybe bonds. Returns are guaranteed, but not all that high.

For long term, a no-load mutual fund, ideally an index fund based on the S&P500. Returns aren't guaranteed, but in the long run you'll do better than a bond. Very few managed funds beat index funds, and they usually have fees so your gains get eaten up.

For more detail, try "Personal Finance for Dummies", it's really good.

Answer 5

There are many options, depending on what your goal is, short term, long term, level of risk, etc. A safe and guaranteed way to earn some interest is putting your money in a high yield online savings accounts offered by many banks now that offer high interest rates (currently at least 5%) as opposed to regular banks that offer a fraction of the interest. This is all completely liquid, so you don't have to worry about tying up your money in CD's that are locked away for a period of time. For example, currently eloan offers the highest interest savings account, at 5.5%. Investing your $50000 in there and not touching for a year, will yield you $52,750.00. It is compounded daily and credited monthly. Other good choices are emigrantdirect.com, hsbcdirect.com (both offer 5.05%) and of course the one that kinda started this craze, ING direct which trails at 4.4% Good luck! This is the safest method to earn some return. Be wise with your finances! Save when you can!

Answer 6

Definitely a mutual fund within an IRA !

The mutual fund should have companies in it that appeal to you, things YOU use daily and those around you use. Also think futuristically and get some of those companies as well!

However if you have a home with a mortgage, there is no better investment than being paid off and having a home free and clear.

Answer 7

How about an education, Then you could get a better paying job with more than an annual salary of 50,000.00 dollars.

Answer 8

If you invest it wisely on the stock market, you can expect an average gain of 10% annually. So get $5000 every year and spend it on nice clothes, holidays, the theater and good restaurants. Things you could not do on your salary.
You only live once, girl.

Answer 9

Starting in about 6 to 9 months from now, I would invest it gradually in high quality growth stocks and value stocks, as well as high quality mutual funds, probably $2500 per month for 20 months. I would go for maximum diversification.

I'm pretty sure the government isn't going to support us during our Geezerhood.

Answer 10

I would invest in a work lord.

Answer 11

well I would need you to deliver the $50,000 to me in person....then I would take the $40,000 and diversify it..
some in high yield CD's, some in government savings bonds, some other bonds, some in PRIVATE loans for people buying homes...at a higher interest rate than a bank can charge..these people need down payments for homes and do not have it..you are a lien holder on t heir home and if they do not pay in required time..you foreclose on them and include court charges too..

good luck
smile

now your say ...hey I said 50 and your talking 40 ....well you and I have to have some fun with the extra ten...anyway I will make it all back for you plus more...

smile