2006-11-06 13:20:59 · 11 answers · asked by Anonymous in Politics & Government ➔ Law & Ethics
According to the Fair Credit Reporting Act, they can only call if those type personal calls are allowed. The next time they call at work, tell them your boss is angry about the disruptions and if they call again you could be fired and they (the creditor) could be sued.
They won't bother you after that.
2006-11-06 13:30:02 · answer #1 · answered by Gem 7 · 0⤊ 0⤋
Why did they call your employer? Find out first. Is your debt legitimate? If so, try to work out a payment plan.
Also, contact your creditor and ask them not to call your employer again. Mention that you will sue them if they do and file a complaint with your state's better business bureau. Send them a letter to drive in the point.
This problem will not go away. You must deal with it. As mentioned previously, if the debt is legitimate you will need to work out a payment plan (or file for bankrupty). If the debt is false, notify your creditor and let them know that you are contesting it. Do everything in writing (certified mail) and keep copies of your correspondence.
Best of luck.
2006-11-06 13:38:25 · answer #2 · answered by inpoetry1 3 · 0⤊ 0⤋
If you are having problems with creditors, do what I did and have an Attorney get in touch with them. I was in the same boat and I found a service that took care of issues like this one. All I do now is pick up the phone talk to an Attorney, fax over any documents and they take care of the rest. It really gives me piece of mind. Some of my bills even got dropped!
If you want more information on this service, please contact me. I will give you the insight and what it covers. Hope to be of service to you.
2006-11-06 13:48:01 · answer #3 · answered by Anonymous · 0⤊ 0⤋
If you have not told them where to call in the event of a late payment---only call me at this number--then I think they can. However you can direct them to only contact you at specific phone # or by mail.
2006-11-06 13:25:11 · answer #4 · answered by rwl_is_taken 5 · 1⤊ 0⤋
Yes it is. You gave them the number, didn't you? There goal is to recover their money that was loaned to you. By ignoring their calls at your residence, you open yourself up to calls at your work.
Work out a payment plan and you won't have this problem. Or don't borrow money/open accounts you can't afford.
2006-11-06 13:38:03 · answer #5 · answered by RAR24 4 · 0⤊ 0⤋
They can call your work as long as they don't reveal and personal information about the overdue bill. The can call and say they are looking for you because you have a past due bill but can't say from whom or how much.
2006-11-06 13:23:34 · answer #6 · answered by krisnsally 2 · 0⤊ 0⤋
the whole point of calling you at your job is to embarrass you. to get you to commit to promises they know full well you can't keep. but...you do have the right to tell them, not ask them, to tell them to STOP calling you at your place of work or you will consider them to be harrassing you and file a law suite against them. be polite and direct, then hang up. by law they have to stop. because now it has been verbally said to them by you, and it only takes this one time to make a difference. also, tell your boss and co-workers that if any non-family calls come in, to say that you no longer work there.
2006-11-06 13:35:08 · answer #7 · answered by JanRose 3 · 0⤊ 1⤋
At least in Florida is illegal, they can't do that and if you tell them to stop calling you at work they have to comply otherwise you can sue them for harassing..☺
2006-11-06 13:44:00 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Unfortunately, not illegal, just unethical.
They can call, they just cannot reveal your credit issues to others.
Unsecured debt = Satan's control
2006-11-06 13:24:37 · answer #9 · answered by kiltboi 3 · 0⤊ 1⤋
i think if you gave them your work number, its perfectly legal.
2006-11-06 13:30:34 · answer #10 · answered by Anonymous · 1⤊ 0⤋