will i be able to use credit card of my own or i have a students atm card wil i able to purchase online by ony other means.Its because i want to buy goods from ebay auctions
2006-11-05 00:44:18 · 5 answers · asked by summo123 2 in Business & Finance ➔ Personal Finance
You can't use ATM card. If you can purchase prepaid visa card or master card (from a store), you can use them. You can also ask if the seller accepts money order.
2006-11-05 00:49:06 · answer #1 · answered by spot 5 · 0⤊ 0⤋
Yes they do have the legal right to take the money from your account if you have your credit card with the same bank. Its probably to late now but you should ensure that your main bank account is always different from your credit card acocunt. Its easy to do. Best suggestion now is that you urgently need to make an apointment with the bank and go and discuss your situation with them. THey do listen but you do need to disucss this before it goes any further. Togther you need to come up with a solution. If you feel you are heading into a endless money pit then you can speak to the Citisen Advice as their service is free and they will give good advice and contacts. IF you feel you need a way to resolve the situtaion then taking to a Debt Management compnay is a good option but be careful as some ar enot as good as others. Again the Citizen Advice will assist you. Best thing though is to see your bank manager first thing. Make sure you state that in removing the money from your account automatically they have caused you a finicial difficult due tolosing your job and they put at risk of not paying rent. This inturn has caused you great stress (always play the stress card) The bank will most likely come up with a reduced payment plan but make sure you can agree zero interest as this is what a debt management company will do. Of course you also need to get a job. Not sure what your previous was or skill but supermarkets always want people for part time work, fast food chains etc, its a quick way to start earning again. Interetsing one could be to look at being amystery shopper as you get paid for this. Do a search on Google mystery shopper sign up.
2016-05-22 00:50:22 · answer #2 · answered by Nicole 4 · 0⤊ 0⤋
You can do your purchases thru debit cards where the utilisation is immediately debited to your account and there is no credit period is available. This is because, being a minor you do not have a contracting capacity and therefore lender can face difficulty in case the debit results in overdraft in the account.
Therefore, banks would be granting debit cards to you where the utilisation of the card will be limited by the available balance in your account.
Regarding on line purchases a word of caution!
Do not do purchases except thru secured sites otherwise your account will be drained without your knowing of it.
2006-11-05 14:34:23 · answer #3 · answered by concerned citizen 2 · 0⤊ 0⤋
In my opinion, Credit Cards are not issued to minors. If you have to buy, anything, on-line (e-bay, etc.), you need to make a Demand Draft from, the bank, against cash. That also they may refuse, on you being minor. Best is ask your Dad or Mom to help you.
2006-11-05 00:54:11 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Probably it would be transfer of accounts from your ATM to theirs.
2006-11-06 05:44:41 · answer #5 · answered by ? 7 · 0⤊ 0⤋
agree wif the rest, get help fr mum & dad.
2006-11-05 19:20:00 · answer #6 · answered by Jayne 2 · 0⤊ 0⤋