hi, i have this problem, im a shopoholic! when ever i go out some where i bring money and i end up spending it... my sister has about $550 sitting in her room and i have $150 i always spend... is there any way to control it, besides taking it to the bank?
2006-11-04 09:14:03 · 9 answers · asked by Anonymous in Beauty & Style ➔ Other - Beauty & Style
Like any addiction, the best way to resolve this problem is to only cut back and take out a small amount of your money rather than the whole lot. It is very tempting indeed, but control has to be the only way and to regulate your spending this way.
For example, if there was something you really wanted to save for, like a course, driving lessons, hair style, a holiday or any bills you have to pay for, put half of your normal spending money in a special jar or or tub. Know that this money is going to go to a very worthwhile cause and put a date on the lid so that you have a goal to work towards.
If this is still too tempting, open a different post office or bank account where it means that everytime you want to use the money, it means making a trip to there to get it out, but that you don't have a card for and so have to go inside and que to get anything out. The more you make it a chore to have to get your hands on your money, the less tempted you will be to touch it.
It will feel cruel and hard at first and your friend will obviously have her cash already to spend, but just think that what she spends and you save, the more in control of your finances you will be.
Another good tactic is to do a couple of part time hours at another little job just a few hours a week and so what you are saving in your account from your other money, you will be making up for what you can't spend from the extra income!. It will boost your confidence and look good on your curriculum vitae, so in all you are winning the battle of the spend and being in control of what seems to be in control of you.
Also looking into the reasons of why you spend will help and if you spend more because your friend spend tons, then it might be a good idea to do something else with her other than shopping and go bowling or to a movie or something. You can accumulate so much through spending but you hardly ever use what you buy and so sometimes it is a good idea to keep labels on things and take them back to get a refund - people get refunds all of the time.
Selling your things on ebay is another good option and you are earning another income. There are so many ways around this but you can be in control of your spending once you get used to the idea of you being the one in control of money and not the other way around.
Hope I have helped.
2006-11-04 10:11:46 · answer #1 · answered by Shikira-trudi 3 · 1⤊ 0⤋
Have someone else hold your money and then sit down and make a budget. Give yourself a small allowance and the rest have that person hold no matter what! Also consider having a frozen account like a Christmas Club where you can collect interest and around Nov. after a year they will cut you a check. If you put in only $100 a month you will have $1200 or more by the end of the year great for Xmas presents and splurging on yourself! Good Luck!
2006-11-04 09:19:01 · answer #2 · answered by natmys333 4 · 1⤊ 0⤋
I don't think you have a severe "addition", a la alcoholic, etc.
Instead you just seem to spend money on things that you don't really need, right? Try these ideas:
1. Make up a budget and stick to it. Put long-term savings into that budget (along with other healthy-but-boring things).
2. If you buy something then you have to get rid of something of equal size. If you don't want to part with anything then you won't want to buy anything... right? Otherwise you'll be one of those people who live in a house that is so full of junk that the firemen have to tear off a wall in the house to find you.
3. Think about buying some therapy. There is some lack of personal discipline here that is probably causing you some pain elsewhere.
2006-11-04 09:20:13 · answer #3 · answered by geek49203 6 · 0⤊ 0⤋
If you truly believe you are replacing one problem with another you need to seek counseling. I have knowm a few shopaholics, and they bought so much stuff and none of it needed, their credit card debt went to the roof, and they almost lost their home. This is like any addiction, food, gambling, work, shopping. They all need to be addressed. Get some counseling for starters, find out what emotional void you are trying to fill. Best of luck to you
2016-05-21 23:40:41 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Try to avoid purchasing something you really don't need. I have a tendency to buy more when I am with someone else. If I shop alone, I don't spend as much. If you go with your sister, leave most of your cash at home. Best of luck to you. I am a shopaholic too.
2006-11-04 09:18:23 · answer #5 · answered by makeitright 6 · 0⤊ 0⤋
Yes Seek Lord Jesus Christ instead of money/materialism.
God Bless!
2006-11-04 10:07:14 · answer #6 · answered by I-C-U 5 · 0⤊ 0⤋
you need to find a good hobby that you can do so you have something to do instead of shopping
find something you can be quite passionate about & that should do the trick
or do charity work maybe
2006-11-04 09:20:25 · answer #7 · answered by ausblue 7 · 0⤊ 0⤋
yes If you were my wife I would have you perform major plastic by cutting up your credit cards
2006-11-04 09:23:02 · answer #8 · answered by Vengeance_is_mine 3 · 0⤊ 0⤋
don't bring any money with you, no card either
2006-11-04 09:16:19 · answer #9 · answered by Mary Smith 6 · 0⤊ 0⤋